1. Walk-In Come up with 3 unexpected bills you or your family might have to pay, when you least expect them!

2. Answers There are so many unexpected problems that can come up, possibly needing payments of money to help resolve! That’s why people need a budget, or spending plan!

3. The Bean Game

4. In this game, you will be given a baggie of beans, which you can use to pay for things that you need and want! Choose wisely, to make sure you have enough “money” for everything!

5. Round 1 – Make choices by placing beans in all of the boxes marked with a star. These are your needs.

6. Round 2 – Make choices by placing beans in all of the boxes without a star. These are your wants.

7. Round 3 – Your income has been cut. Remove 7 beans from your boxes.

8. Round 4 – Your income has been restored. Replace the 7 beans. Now get ready for some budget busters!

9. Budget Buster #1 A great deal on a hotel in paradise may seem like a win, but when you land in wonderland and realize there’s a $120 shuttle ride to get there, a no-outside-food policy, a very expensive rental program and the two egg breakfast costs $35 before tip, maxing feels less relaxing. Cost: 9 beans

10. Budget Buster #2 You come home from work and realize your dog has destroyed the sofa. You need to replace it. Cost: 5 beans

11. Budget Buster #3 You come home from work and realize your children have destroyed the living room by pouring red fruit drink on the carpet. Cost: 10 beans

12. Budget Buster #4 You know what appliances are made to do? Well, first they work, and then they break. Every single one, one day, stops working and needs replacing. It’s only a matter of time. Cost: 5 beans

13. Budget Buster #5 We live in a big world and when a friend or relative passes away, you always seem to be on the other side of it. Deaths, like births, weddings, and other major life events, can cost you a last-minute flight, a hotel room and more in time off and gifts, adding invoice to injury. Cost: 20 beans

14. Budget Buster #6 A true friend will bail you out of jail in the middle of the night. Right? Well, that’s what they’ll say when they call you at 3 a.m. the night before your electric bill is due. Cost: 3 beans

15. Budget Buster #7 Your friends are planning a fabulous last minute trip to Colorado. You really want to go. Cost: 10 beans

16. Budget Buster #8 To try to save money, your friends have planned a camping trip. Nature is free right? Well, I mean, after the tent, the food, the sleeping bags, the fishing rods, the hunting knife, the appropriately woodsy outfit, the generator, the gas for the ride out there … Cost: 3 beans

17. Budget Buster #9 In order to save money you try your hand at home repair. The repair does not go well, and you have to call a repairman on the weekend at night. 100.00/hour! Cost: 2 beans

18. Budget Buster #10 We all love our pets, but we don’t all insure them. You chose not to spend the money and now have a 500.00 vet bill. Cost: 5 beans