1. Grammar in Content If I hadn’t bought a new computer, I wouldn’t owe so much on this card. I wouldn’t have bought the computer if I had realized how high the interest rate was on this card.

2. Conditional Clauses: Past Counterfactuals Conditional Clauses: Past Counterfactuals If I hadn’t lost my wallet, I wouldn’t have had any of these problems. Express actions or situations that never happened or were impossible in the past in conditional sentences: Main Clause [= result clause] SUBJECT + would + have + PAST PARTICIPLE Passive Main Clause: SUBJECT + would have been + PAST PARTICIPLE If I had been more careful, I wouldn’t have lost my wallet. If my wallet hadn’t been found I would have had even more problems. Passive If Clause: If + SUBJECT + had been + PAST PARTICIPLE

3. Circle the correct answer. 1.Would you have paid for my ticket if I __________ my credit card was stolen? a. had told you b. would have told you 2.The police said they _________ able to help me if I had called sooner. a. had been b. would have been 3. If I had had a cell phone with me, I ____________ able to call the police as soon as I was robbed. a. would have been b. had been 4.If you __________ with me, I wouldn’t have lost my wallet. a. had been b. would have been Exercise A

4. Match the clauses: If you hadn’t lost your key I wouldn’t have gone into the house. You wouldn’t have missed your trip if you had your phone stolen? If I had realized the window was broken if you had gotten a passport in time. Would you have called the police if my car had been stolen. I would have walked home I would have reported her. If she had used my library card we wouldn’t have been locked out. Exercise B

5. Grammar in Content Had I realized that my passport was about to expire, I would have renewed it in time for my trip. I was turned away by the airline agent when I tried to check in. Should you find yourself in this situation, call the closest passport office and make an appointment to get an emergency renewal. Had I known this was possible to do, I would not have had to cancel my entire vacation.

6. Conditional Clauses: Word Order Sample SentencesNotes that my passport had expired. I would never have tried to travel. your passport, contact your embassy immediately. to Europe not so expensive, I would travel there more often. Had I realized In formal English, if can be omitted when had and should are used in the if clause. Should you lose If is omitted less frequently in conditional clauses with were. In this case, the conditional clause appears in the initial position. Were tickets Change the word order at the beginning of the clause: had, should, were

7. Unscramble the sentences. Pay attention to correct word order. 1.Needed known I ID have an get to tried club the into had I never would have to 2.Job were to quit lottery I my win to the would 3.Find would I someone’s should return I immediately it wallet. 4. Not we had cancelled trip paid we our advance have for tickets would in the 5. You unsolicited for offer receive should it ignore an credit Exercise C Had I known I needed an ID, I would never have tried to get into the club. Were I to win the lottery, I would quit my job. Should I find someone’s wallet, I would return it immediately. Had we not paid for our tickets in advance, we would have cancelled the trip. Should you receive an unsolicited offer for credit, ignore it.

8. Exercise D Had I known I was at risk for identity fraud, I would not have given out my social security number. Should you have any problems, let your credit card company know immediately. Discuss with your partner a time that you gave out information you later regretted giving. Talk about ways people try to get information and how to protect your identity from thieves.