1. Generations Captive Overview

2. Membership 26 Policyholders based in NC, SC, VA, FL, OH & PA Exposures in 43 States Combined Sales exceeding $1.5 Billion Performance Written Premium $12,448,944 (2010-11) Cumulative Return on Investment 46.5% Cumulative Loss Ratio (8 years)39.3% 16 of 26 Members have Loss Ratio less than 25% 22 industries represented (Heterogeneous captive) Security KPMG Audited Financial Performance Zurich N.A. is the policy issuing company (A+ Rating) Zurich is the reinsurance company (A+ Rating) Reinsurance $350,000 to $1,000,000 per Claim Generations Group, LTD. Overview

3. ADM Ventures Allen Industries Biscuitville Brame Specialty Caddie Master Carolina Eastern, Inc. Dayton Parts Dunn Automotive Dougherty Equipment Environmental Air Systems Geneva LLC Hafele America IH Caffey 2014-2015 Membership James River Equipment Koury Corp Lanford Brothers MB-F Mickey Truck Bodies MSC Mt. Olive Pickle Co. N B Handy PVC Samet Corp Shamrock Environmental United Hospitality Virginia Waste Services

4. Coverages and Philosophy Coverages Available Workers Compensation General Liability Commercial Automobile Philosophy Take Control of Risk Management Profits Customer Focused not Insurance Market Focused Priority on “Risk” Profits and Results – Not Growth Accountability for Claims and Safety Results Integrity Driven Loss Funding Scott Insurance Participation in Claims Funding Industries Served Manufacturing Retail Restaurant Chains Service High-Tech Wholesalers Real Estate Larger Professional Organizations

5. Annual Revenues of $25 to $300 Million Workers Comp, Liability and Auto Premiums (or losses) from $250,000 to $1,500,000 “Best in Class” Members are Leaders in their Lndustry Interested in Long-Term Risk Management Solution Companies that are Financially Sound Interested in and Committed to Managing Risk Willing to Accept Strategic Levels of Risk for Reward Captive Owner Profile