3. CDH Investment Bank (CDHIB)  CDH Investment Bank (CDHIB) is a leading investment bank in Malawi. It is part of CDH Holdings Limited, a fast growing financial services group with investments in Malawi and East Africa.  CDHIB offers innovative, high-quality financial advisory, trade and project financing, trading, personal, business and corporate banking services.  CDHIB opened for business on 2 nd April 2012 following the successful conversion from a discount house (CDH) which had operated in the financial services sector for 14 years since August 1998.  Our offices are in the two major cities of Blantyre and Lilongwe.

4. CDH group structure

5.  Franklin Kennedy, Chairman - Canadian  Kofi Sekyere – American  Robert Abbey – Ghanaian  Charles Asare – Ghananian  Edward Sauti-Phiri – Malawian  John Mcgrath – British  Misheck Esau, Chief Executive Officer/Managing Director – Malawian  Arthur Msowoya, Company Secretary – Malawian Directors

6. Bank assets and capital  Total assetsUSD 40.0 million  Total equityUSD 5.3 million

8.  Demand accounts: current accounts, savings accounts, Foreign currency denominated accounts  Term deposits: investment accounts or fixed deposits  Loans: personal and corporate loans, overdrafts, advances, leases, etc  International trade: Documentary collections, international transfers  Off balance sheet financing: guarantees, performance/bid bonds etc  Trading of financial instruments: Government treasuries, corporate paper, CPs, bonds  Investment banking and corporate financial advisory 8 Our services

10.  Raising debt or equity  Financial restructuring  Valuations  Listings  Capital re-organisations  Financial planning  Mergers and acquisitions  Leveraged buy outs and Management buys outs, Employee share ownership plans  Project finance and structured trade finance 10 Investment banking and advisory

12.  Corporate financial advisory: USD 24 million Bonus issue, rights issue, private placements, valuations  Structured trade finance: USD 43 million Predominantly exports  Debt origination: USD 74 million Raising of loan capital for large corporates  Financial instruments trading: Larger amounts Secondary market trading in government and corporate paper Our track record

13. Investment opportunities in Malawi (being pursued by the bank)  Export trade credit lines: US$80 m  Import trade credit lines: US$70 m  Project finance lines: US$297 m (mostly export-oriented)  Private equity: US$78 m  Sovereign fixed income instruments:US$40 m  Listed equities:US$20 m  Key sectors: agriculture and agro-processing, mining, telecommunications, manufacturing, tourism, energy, transport, infrastructure, banking and finance.

15. Head office 5 th Floor, Unit House Victoria Avenue PO Box 1444 Blantyre, Malawi Tel: +265 (0) 1 821 300 Fax: +265 (0) 1 822 826 Email: info@cdh-malawi.cominfo@cdh-malawi.com Website: www.cdh-malawi.comwww.cdh-malawi.com Investment Banking Thoko Mkavea, Chief Investment Banking Officer Email: tmkavea@cdh-malawi.com Banking centers Blantyre 1 st Floor, Unit House, Victoria Avenue, PO Box 1444, Blantyre, Malawi Tel: +265 (0) 1 832 269 Fax: +265 (0) 1 832 270 Lilongwe City Mall, Mchinji Roundabout, PO Box 30545, Lilongwe 3, Malawi Tel: +265 (0) 753 464 Fax: +265 (0) 753 833 Our contacts

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