1. Dream home assignment (WELL, PLAUSIBLE)

2. If I am making an annual income of $48, 250.00 I can afford to buy a house that is $204,603.00 with a down payment of $15000 and over a course 30 years.

3. Comfortable mortgage.  With changing interest rates, property taxes, renovations, insurance I would want a amore affordable mortgage. I would be looking for a bungalow style house. A good starting house and in a comfortable area.

5. If I purchased a house for selling price of $179,900 I could pay for it over 20 years, my mortgage would be $930,64 a month or $429.53 bi- weekly. Bills and utilities would be an additional $500 or so dollars.

6. Home improvements  The kitchen could use renovating as it is dated and small, I would like hardwood flooring through out the house besides the bedrooms. Yard work is needed. The house already has AC, a garage, and a deck. I would like a pergola and a new driveway.

7. Negotiable points  Offer Price -Deposit Amount -Irrevocability (when the offer expires) -Closing Date -Inclusions & Exclusions (chattels and fixtures) -Clauses & Conditions in the Buyer’s Schedule A -Clauses & Conditions in the Seller’s Schedule B

8. Closing documents  Acknowledgement and Direction  Document Registration Agreement  Direction re: Title  Undertaking to Re-Adjust  Consent to act re: Joint Retainer  Acknowledgment and Direction re: Title Insurance  Polaris Form Transfer/Deed of Land  30 day closing date