1. Money Matters! Funding for NHS-seconded students starting in 2013 Simon Cox Head of Advice Team Student Services Department

2. Tuition Fees Tuition fees can be paid by taking out a tuition fee loan. If your employer pays part of your tuition fees, you can take out a fee for the balance.

3. Funding from Student Finance – full-time study Maintenance Loan: up to £5,500 (repayable) Maintenance Grant: up to £3,354 (non-repayable) Grants for dependents and childcare Disabled students allowances – for part-time study also

4. Funding and household income Whose income counts? Under 25, parental income (with some exceptions). 25 and over, partner income if appropriate student’s income What income counts? Parents’ or partner’s gross taxable income for tax year 2011/12 an estimate of student’s income for the days that they attend University

5. Household income Maintenance grant Living cost loan Total living cost support Per Week (40 weeks) £25,000 or less £3,354£3,823£7,177£179 £30,000£2,416£4,292£6,708£167 £40,000£540£5,230£5,770£144 £50,000£0£4,788 £119 £60,000£0£3,788 £94 Over £62,500£0£3,575 £89

6. Student loans Level of debt Interest rate Repayments

7. Interest rates Retail price index (RPI) + 3% will be charged during study Current interest is 6.6% Interest rates after study depends on level of earnings.

8. Repaying the loans Repayments are deducted by Revenue and Customs Student loans do not go on credit files and should not affect you getting a mortgage Any debt is wiped after 30 years of liability to repay

9. Gross Taxable Income Net monthly wage Monthly repayment Annual repayment Estimated annual interest on £11,000 Interest rate is RPI is 3% £20,000£1,330£0 £3303% £26,000£1,670£37.50£450£4123.75% £31,000£1,954£75.00£900£4954.5% £36,000£2,237£112.50£1,350£5775.25% £41,000£2,520£150.00£1,800£6606% £46,000£2,774£187.50£2,250£6606% Repaying £11,000 loan (2 x maintenance loan)

10. Support once you have applied to UWE Funding Hotline: Tel: 0117 328 5678 Every morning 09:30 to 12:30 apart from Wednesday when the hotline is open from 10.00 – 16.00