1. Short Term Insurance

2. What is Short Term Insurance

3. Chart Breakdown Dr. Copay $50 Copay then COINS Rx Copay NetworkNationwide PPO Choice Plus Network Negotiated RatesBest Good Term Options30 – 360 Days1 – 12 Months Monthly Cost? App Fees? Best Cost $20 High Cost $50

4. Who is the best carrier? Gen 4 Short Term Best Plan Options Up to 360 Days of Coverage Best Network Negotiated Rates Excellent Customer Service Lowest Fee’s & Best Priced

5. Best Network Negotiated Rates in the Country

6. Product Breakdown Short Term Value Short Term Plus Short Term Copay Value Short Term Copay Dr. Copay --- Rx Copay --- Generic only Generic & Brand Plan Cost?$$$$$$$$$$

7. When to consider HII IF your client…SOLUTION IS… Child Only App Not lived in US for more than 12 months Can only pay with Credit Card Height & weight issues Short Term with HII

8. The Answer is Short Term IF your client…SOLUTION IS… Outside Open Enrollment Has no QLE ACA option is too expensive Client between jobs A few months away from Medicare Short Term Medical Insurance

9. ACA Major Medical vs. Short Term Medical Do not call it Short Term Off Exchange Plan Medical Plan Elite Bridge Plan