2. Play Video 1 – Understanding the Risk Understanding the Risk Risk is neither good nor bad It's merely a probability that you may be harmed while completing a task... Click to Preview and Purchase Video Click to Preview and Purchase Video

3. Module 1: Understanding Risk CORNERSTONE OF MAKING SAFER CHOICES Being able to accurately access risk The probability that something bad will happen The better you understand the damages associated with taking risks and that they far outweigh the rewards, the smarter your choices will become. How well do you assess risks?

4. INVESTMENT OPPORTUNITY CASE Details: Dirk’s buddy found a rare, used car for which he already a has a buyer The asking price is $7000, but the car is worth well over $20,000 Dirk’s buddy has $3500 but needs a short-term loan to get the asking price If Dirk will put up $3,500 his buddy promises that he can triple his money in one month Dirk only has $1000—his life’s savings Understanding the Risk: Case Study

5. Dirk Has Some Ideas: A) Dirk borrows the money from a pay loan service B) Dirk spends $1000 buying lottery tickets C) Dirk turns the deal down D) Dirk borrows the money from the company payroll believing no one will notice Questions

6. ALL of these choices carry a degree of risk! Some are just riskier than others. Select in order starting with the SAFEST CHOICE… Let’s Review

7. LEAST RISKY C) Turning the deal down While Dirk may miss out on the opportunity to make quick cash, the associated loss and damages are just not worth the risk. Best Choice

8. RISKY A) Getting a loan Second Best While the loan will cost him a lot in interest, it is not likely that it will cost him three times what he borrows in a month.

9. PRETTY RISKY B) Deciding to spend $1000 buying lottery tickets Not only are the odds really stacked against Dirk’s success, he is likely to have nothing to show afterwards but a bunch of wadded up slips of paper. Getting Worse

10. MOST RISKY D) Dirk’s “choice to borrow” the money from the company payroll believing no one will notice is the most risky… since it’s illegal! Regardless of the outcome, this choice can get Derk fired, possibly arrested and put in jail! Now He’s Acting Like a Derk

11. By understanding the level of risk that we take we have a much better chance of avoiding injury When did you have to make a hard choice as it relates to your job? Insert Your Logo Here

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