1. WaterCredit MicroFinance for WatSan (WaterCredit) Pon. Aananth, Water.org (Connecting the microfinance and Watsan communities)

2. WaterCredit (Connecting the microfinance and Watsan communities) These are small retail loans to household borrowers for water and sanitation facilities or connections from conventional microfinance providers and other financial sector players on a commercial basis. WaterCredit

3. Why MicroFinance for WatSan ? (Connecting the microfinance and Watsan communities) Brings together WatSan NGOs, MFIs, Service Providers, Banks and FIs to increase the access to WatSan needs Focus on individual and house-hold microloans Target the price range – BoP can responsibly handle small amounts of credit WaterCredit –caters simple solutions– household water connection, toilets, sanitary accessories and RWH

4. WaterCredit Product Segment - Retail (Connecting the microfinance and WatSan communities) ProductsLoan size Range (Rs) Term Household water connections 6,000 - 800010 months to 24 months Household Latrine7500 - 10,00010 months to 24 months Water purifiers> 250012 months RWH10000 - 25,00012 months to 24 months

5. WaterCredit (Connecting the microfinance and WatSan communities) Products SME Types- Loans for small water supply Small farm level micro irrigation Projects Loans for urban services, upgrading, and shared facilities Other potential Product Segments

6. WaterCredit Challenges at MFIs Level (Connecting the microfinance and Watsan communities) Building capacities of MFIs Accesses to WatSan expertise Adequate growth capital for MFIs Promoting business development services for scaling up and sustainability Developing suitable local WatSan solutions

7. WaterCredit Sector (MF & WatSan) Level Challenges Land ownership in urban slums Dedicated funding sources to finance MFIs Inadequate understanding between WatSan, MF and Financial sector stakeholders. Enhancing WatSan infrastructure Formulating policies for citywide scaling up (Connecting the microfinance and Watsan communities)

8. WaterCredit MF+ WatSan Action Group…Future Direction I.Identifying AG members and their roles II.Identifying the contours for the Action Group (Connecting the microfinance and Watsan communities)