1. Improving Trends in Environmental Regulations Steve Hilfiker Environmental Risk Management, Inc. www.ermi.net Prepared For: Commercial Investment Professionals of Southwest Florida The 10 C’s of Environmental Risk Management

2. NFA Regulatory Climate File Closure Options Advanced Cleanup Program Low-Scored Site Initiative Risk-Based Corrective Action Senate Bill 100

3. Our Goal for Every Site

4. ERMI Highlights 1 of 4 Firms Selected in 12 State Region by OREO of National Bank 1 of 2 Forensic Contractors selected by DEP since 2006 1 of 70 DEP Agency Term Contractors 26 year due diligence service to commercial real estate market FDEP Assessment & Remediation Contractor No. 542 since 2000 26 years of industry leadership leads to opportunities

5. Forensic Contractor

6. 2009 Idea… From: Stephen Hilfiker Sent: Wednesday, November 25, 2009 3:51 PM Subject: Lets brainstorm - closure for sites scored 10 or less How about a new "program" for sites scored less than 10? Goal: to get sites off the list and achieve closure for clean sites... Plan: Do SAR and conclusion for closure if the site meets the criteria. We could set aside $10,000,000 as has been done for PAC & LSRI... This plan would open the door to funding and closure for low scored sites.

7. … Becomes 2010 Law

8. Low-Scored Site Initiative (LSSI) No Cost – Assessment & Remediation Copayments & deductibles waived $15,000,000 Per Year Can Leave Impacts on Site No Further Action Letters

9. To invite Steve Hilfiker to deliver this entire presentation to your group, agency, or organization, please call ERMI at 888-368-6468 or email info@ermi.net.