1. Raj Bank Universal Core Banking System FCBS FINCBS INC Banking Systems & Consulting www.fincbs.com info@fincbs.com

2. FINCBS - Overview 1 FCBS – Core Banking LEVEL 1 2 Online Banking LEVEL 2 3 Cloud Computing LEVEL 3 4 Consulting LEVEL 4 WEB BASED CORE BANKING ACCESSIBILITY ADVANCE TELLER MANAGEMENT GLOBAL MODULES FinNet – ONLINE BANKING FinMobile – MOBILE BANKING FinCloud – PAYMENT PORTAL IT CONSULTING BUSINESS CONSULTING FINCBS INC. CONSULTING LEVELS Web Based SolutionChannelsServe Your CustomerHighest Quality SOLUTIONS

3. LEVEL  Web Based - Branch Automation  Customer centric Focus  Easy to customize  Enterprise Operations Overview  Real time online operations  Future proof solution 1 LEVEL 1 2 LEVEL 2 3 LEVEL 3 4 LEVEL 4 1 STAGE 1 Easily Accessible Web Based Core Banking FIN Core Banking Solution

4. LEVEL  Branches  Call Center  Back office  Remote Representatives  Internet Banking – Shared Network  IVR  Mobile Banking  ATM / POS / Cash Machines 1 LEVEL 1 2 LEVEL 2 3 LEVEL 3 4 LEVEL 4 1 STAGE 1 Easily Accessible Accessibility FIN Core Banking Solution

5. LEVEL  Complete Customer Account - Single Screen  Optimize work efficiency  Ergonomic design  Authorization & Messaging  Complete line of functionality - Teller  Maker / Checker  Advanced Tailor-made Functions 1 LEVEL 1 2 LEVEL 2 3 LEVEL 3 4 LEVEL 4 1 STAGE 1 Easily Accessible Advanced Teller Technology FIN Core Banking Solution

6. LEVEL Customer Management, Charges & Fees, Collateral Management, Extended Cheque Processing, Fixed Assets Management G/L Management, Nostro Reconciliation, Photo & Signature Imaging, Remittance Management, Retail Deposits, Retail Lending, Standing & Balance Orders, Teller Management Treasury Management, Trade Finance Management, SMS & Email Alerts, Safe Locker Module, Payroll Management, MIS, Internet Banking – Retail, Debit Card Management, Credit Risk Management, Commercial Lending, Central Bank Reporting, ATM-POS Interface, 24x7 Modules. Interest Management, EOD Process, Anti Money Laundering 1 LEVEL 1 2 LEVEL 2 3 LEVEL 3 4 LEVEL 4 1 STAGE 1 Easily Accessible Global Modules FIN Core Banking Solution

7. Overview of FCBS Architecture Service Delivery Microsoft.NET Framework 4 Service Orchestration & Integration.NET Framework (FCBS Integrator) Core Transactional Business Services.NET Framework + C/C++ Common Business services (CIF, SVS, SSO).NET Framework + C/C++ Database Microsoft - SQL ©Copyright – WFTS Overview of FCBS Architecture Service Delivery UNIX + J2EE Framework Service Orchestration & Integration UNIX + J2EE (FCBS Integrator) Core Transactional Business Services UNIX + C/C++ Common Business services (CIF, SVS, SSO) UNIX + J2EE Database UNIX + Oracle

8. LEVEL  Multiple Sectors – Retail & Business  Customer friendly features  Multiple Authentication  Highly secured  Online statements  Multi Language  Payroll engine – Corporate  Bills payment 1 LEVEL1 2 LEVEL 2 3 LEVEL 3 4 LEVEL 4 2 STAGE 2 Channels FinNet – Internet Banking FinNet – Internet Banking

9. LEVEL  Multiple devices – All smart phones  Multiple sector – Retail & Business  Tracking mechanism  Highest returns on investment. (ROI)  Multi Platform  Feature rich  Highly Secured 1 LEVEL1 2 LEVEL 2 3 LEVEL 3 4 LEVEL 4 2 STAGE 2 Channels FinNet – Mobile Banking FinNet – Mobile Banking

10. LEVEL  meCode – Infinite customers  Covering all service sectors  Income generation  Cloud Advantage  Highly secured  Multiple sectors covered of society  Payment Gateway  Bills Payment  Works on recharge model 1 FEL 1 2 FEL 2 3 FEL 3 4 FEL 4 3 STAGE 3 Multiple Sectors FinCloud – Payment Portal 1 LEVEL 1 2 LEVEL 2 3 LEVEL 3 4 LEVEL 4 FinCloud Payment Portal

11. LEVEL  High Standards  Strategic decisions  Capability extension  Multiple layer of consulting  Cost effective  Train and leave policy  Onsite & Offshore consulting 1 LEVEL 1 2 LEVEL 2 3 LEVEL 3 4 LEVEL 4 4 Go Live IT & Business Consulting

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