1. The Power of Group Captives Taking Control of Your Insurance Destiny

2. The Power of Group Captives An insurance company but is also controlled by those members. that not only provides coverage to its members

3. The Power of Group Captives Rent-a-Captive Agency Captive Single Parent Group Captive Homogeneous Group Captive Heterogeneous

4. The Power of Group Captives Reduces costs Multi-state capabilities Returns underwriting profits and investment income Improved risk managementControl over insurance destiny Addresses coverage or administration issues Improves cash flow

5. The Power of Group Captives How can you regain control?

6. The Power of Group Captives  Premiums based on your loss experience  Insulated from market conditions  Operating costs are lower  Only good risks are accepted  Enhanced loss prevention and claims management  Return of unused loss funds and investment income Premium $

7. The Power of Group Captives The captive solution

8. The Power of Group Captives About the financial risk…  Policies issued by nationally recognized ‘A’ rated carrier  Specific excess coverage insulates the captive  Experience adjustment protects each member  Aggregate excess insurance protects the membership

9. The Power of Group Captives  Long-term control  Lower operational costs  Upfront savings  Potential for significant returns  Investment income accrues to you  Income potentially accumulates tax deferred  Enhanced loss prevention  Enhanced claims management