1. Are You Totally Protected?

2. Who is USA Benefits Group? About the Company  USA Benefits Group is a nationwide network of health and life insurance professionals that have been serving small business owners and the self-employed since 1988.  Non-captive agents working for you, not the insurance company  25 years of Health and Life Insurance Specialization  A+ rating with the Better Business Bureau  Representing top-rated companies as determined by A.M. Best About Your Agent  USA Benefits Group Eagle Division Manager since 2004  4000 Customers  16 Third Generation Families  CHU certified since 1998  34 Years Of Providing insurance Solutions For The Question: “Are You Totally Protected” “Are You Totally Protected”

3. What Is Your Greatest Risk? CANCER / HEART ATTACKS  When questioned, the fear of CANCER / HEART ATTACKS were the two top reasons listed as to why our customers buy life and health insurance!  68%  68% of all hospital confinements are related to the 4 most common critical illnesses: –Cancer –Heart Attack –Heart Surgery –Stroke  14%  14% of all hospital confinements are accidents 100%  Total Protection Plus pays all these claims 100%

4. Your Financial Risk, After The Itemized Bill!! How Would You Pay?? these Claims is $16,375.  Cancer, Heart Attack, Stroke and Accidents are very prevalent in our society, the average out of pocket cost including lost wages on these Claims is $16,375.  How would you pay your out of pocket cost?? –Use Your Savings –Use Your Savings? –Max Out Credit Cards, and use your savings –Max Out Credit Cards, and use your savings? –Get A Second Mortgage –Get A Second Mortgage?  70%  70% max out credit cards and use up savings.  Our customers are covered 100%  A Check is Better.. Than A Get Well Card  Their Focus Is On Recovery. Not Finances $10,000 CHECK PAID ON DIAGNOSIS $10,000 CHECK PAID ON DIAGNOSIS CANCER + HEART + STROKE ADDITIONAL $30,000 ON CANCER PLUS $1,000 PER MONTH FOR 12 MONTHS ANY FAMILY MEMBER

5. How Would You Want To Be Insured When A… CRITICAL ILLNESS ORACCIDENT HAPPENS Standard Protection Or Total Protection Plus How Would You Want To Be Insured When A… CRITICAL ILLNESS OR ACCIDENT HAPPENS Standard Protection Or Total Protection Plus MAJOR MEDICAL ONLY Total Protection Plus Major Medical Plan Exact Benefits Of The Standard Plan + 100% Accident Plan + Critical Illness Plan + !st Cancer Benefit + Monthly Income Standard Protection Unlimited Major Medical Health Plan Unlimited No Deductible Wellness Accidents Doctor Visits Tier 1 Rx CRITICAL ILLNESS MAJO R MEDICAL ACCIDENT COVERAGE Health + Critical Illness + Cancer 100% Accident Plan $1,000 Per Month Income Health + Critical Illness + Cancer 100% Accident Plan $1,000 Per Month Income ”ONLY”

6. USABG Eagle Division Total Protection Plus ALL FOR THE PRICE OF A HEALTH ONLY PLAN USABG Eagle Division Total Protection Plus ALL FOR THE PRICE OF A HEALTH ONLY PLAN  UNLIMITED LIFETIME MAJOR MEDICAL BENEFITS  GUARANTEED RENEWABLE / REDUCING DEDUCTIBLE  NO DEDUCTIBLE OUT PATIENT CARE  TOTAL PROTECTION PLUS / 100% COVERAGE 100% COVERAGE ON CANCER 100% COVERAGE ON HEART ATTACK 100% COVERAGE ON HEART SURGERY 100% COVERAGE ON STROKE 100% COVERAGE ON ACCIDENTS FAMILY SECURITY BENEFIT $10,000 PAID ON 1 st DIAGNOSIS OF ANY CRITICAL ILLNESS $30,000 EXTRA ON CANCER $1,000 PER MONTH INCOME FAMILY SECURITY BENEFIT $10,000 PAID ON 1 st DIAGNOSIS OF ANY CRITICAL ILLNESS $30,000 EXTRA ON CANCER $1,000 PER MONTH INCOME COVERS ALL FAMILY MEMBERS

7. UNLIMITED BENEFITS $5,000 Deductible 70/30 To $5000 $10,000 Stop Loss PPO DISCOUNTS 46%/90%/ 56%/51% CENTRAL UNITED LIFE CRITICAL ILLNESS $10,000 ON ANY MEMBER 1 ST CANCER DIAGNOSIS $30,000 ON ANY MEMBER + $1,000 PER MONTH / 12 MONTHS TOTAL PROTECTION PLUS USA BENEFITS GROUP TOTAL PROTECTION PLUS Will Schroer Family / 45239 / 42-39-2 Kids United Health One / Assurity $661 STANDARD PLAN UNLIMITED BENEFITS $3,500 Deductible 80/20 To $3,000 $6,500 Stop Loss PPO DISCOUNTS 46%/90%/ 56%/51% NO DEDUCTIBLE NO DEDUCTIBLE Unlimited Doctor Office Visits Unlimited Tier One Drugs 100% Coverage On Wellness 100% Coverage On Accidents $675 USABG EAGLE DIVISION OUR GOALS ARE VERY SIMPLE PAY THE BILLS 100% A Check is Better.. Than A Get Well Card PROVIDE INCOME + YOU RECOVER A Check is Better.. Than A Get Well Card