1. © Copyright 2004 Frost & Sullivan. All Rights Reserved. World EFT POS Terminal Market – Market Size Analysis Manufacturers Significantly Challenged to Increase Market Share as Pace of EMV Migration Does Not Match Expectations Auto ID Group “EMV migration and technological trends including the use of TCP/IP for communication and contactless technology for payment are expected to drive change in the market.”

2. © Copyright 2004 Frost & Sullivan. All Rights Reserved. Industry Trends One of the trends gaining momentum is the use of Internet Protocol (IP) technology at the point-of-sale (POS) The EMV migration, as mandated by card associations, is likely to continue to push the growth of POS terminals market at least until 2008 The reduction in cost of wireless technologies and increase in their reliability is expected to increase interest in the wireless terminals segment in future Currently, with card associations showing a lot of interest in India and China, the payment card industry is experiencing a boom and this is an opportunity for terminal manufacturers

3. © Copyright 2004 Frost & Sullivan. All Rights Reserved. Key Features Frost & Sullivan Provides: Market analysis and forecast of EFT POS terminals market for the various geographic regions Expansive forecasts are provided for smart card terminal market for each geographic region Expansive forecasts are also provided for wireless terminal market for each geographic region Market share analysis of terminal manufacturers in major geographic regions gives a good insight into competitive rankings of global vendors

4. © Copyright 2004 Frost & Sullivan. All Rights Reserved. What We Offer Global Coverage Proven methodology encompassing extensive primary and secondary data and research Focused information and strategies that cover business and technology issues Credible data and analysis highlighting industry dynamics

5. © Copyright 2004 Frost & Sullivan. All Rights Reserved. Who Will Benefit? Current Market Participants  Find out how you compare to the competition  Assess current and future state of competition  Determine and exploit new market share opportunities New Entrants Analyse opportunities and challenges associated with the industry and untapped potential of some emerging markets Assess current and future market growth potential Position yourself to capitalize on the market’s unmet needs Investment Community Analyze long-term strategies of POS terminal companies Determine which participants will outperform the competition Assess attractiveness of investing in POS terminal markets

6. © Copyright 2004 Frost & Sullivan. All Rights Reserved. What’s Included Analysis of the following segments: Total EFT POS Terminal Market Smart Card Terminal Market (forecasts provided) Wireless Terminals Market (forecasts provided)

7. © Copyright 2004 Frost & Sullivan. All Rights Reserved. Key Market Participants Axalto (SchlumbergerSem) CyberNet, Inc. Hypercom Corp. Ingenico Keycorp Ltd. LinkPoint International, Inc. Lipman USA, Inc. SAGEM SA THALES e-TRANSACTIONS GmbH VeriFone, Inc.

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