1. NEFE High School Financial Planning Program® ©2013 1 Presenters Dr. Billy Hensley, Director of Education Susan Sharkey, Program Director

2. The National Endowment for Financial Education is... A nonprofit, noncommercial, independent, 501(c)(3), self- funded, private foundation based in Denver, Colorado. NEFE High School Financial Planning Program® ©2013 2 NEFE inspires empowered financial decision-making for individuals and families through every stage of life.

3. What Every Teen Should Know NEFE’s High School Financial Planning Program equips students in Grades 8-12 with fundamental personal finance skills to prepare them for financial independence and mindful money management decisions and behaviors NEFE High School Financial Planning Program® ©2013 3

4. Program Goals Equip students with skills for financial independence: Build confidence Apply sound financial principles Exhibit mindful money management behaviors: – Spend less than you earn – Grow your money – Protect what you have NEFE High School Financial Planning Program® ©2013 4

5. How HSFPP Fits PF Programs 45-minute lessons to fit class/workshop timeframe Pick and choose lessons based on audience and purpose – SMART Goals + Spending Plan + Investing (3-hour workshop) Plug and play to supplement existing programs – Investing module: integrate with stock study or stock simulation – Earnings module: integrate with IRS.gov tax unit NEFE High School Financial Planning Program® ©2013 5

6. Aligned to National Standards Jump$tart Coalition for Personal Financial Literacy National Standards in K-12 Personal Finance Education Financial Literacy and Education Commission Core Competencies National Standards for Business Education-Personal Finance Council for Economic Education Voluntary National Content Standards in Economics National Standards for Family and Consumer Sciences Education Partnership for 21st Century Skills 6

7. 6 Program Modules Module TopicsLearning Outcomes 1. Money ManagementManage your spending. 2. BorrowingControl your credit and debt. 3. Earning PotentialBoost your earning capacity. 4. InvestingMake the most of your financial resources. 5. Financial ServicesChoose financial services that are right for you. 6. InsuranceProtect your financial resources. NEFE High School Financial Planning Program® ©2013 7

8. 5 Transferable Skills Integrated Throughout the HSFPP Act upon goals. Be informed when making decisions. Analyze how personal values impact behaviors. Gather information from trustworthy resources. Organize personal records for easy access. NEFE High School Financial Planning Program® ©2013 8

9. 9 www.hsfpp.org www.facebook.com/hsfpp hsfpp@nefe.org