1. A Brief Introduction www.radiantpay.com

2. Radiant Pay, a global provider of payment processing services to all kinds of business, Radiant Pay Services helps businesses to safely and efficiently process customer transactions and leverage the information related to those transactions. www.radiantpay.com

3. From the time a transaction is made through settlement of funds, we manage the entire transaction process. As a result, you have fewer points of contact with fewer opportunities for error – while benefiting from heightened security, competitive and transparent pricing and an integrated, end-to-end solution that is easier to implement and manage.

4. From authorization to settlement, Radiant Pay Services merchants have access to the most robust payment options available – including everything necessary to accommodate the nearly one billion credit cards now in the hands of American consumers. Radiant Pay provides access to all major credit card associations including Visa®, MasterCard®, American Express®, Discover® and JCB®

5. We utilize a nationwide payment infrastructure backed by fully redundant data centers that use precise load-sharing technology to maximize your protection against processing downtime. By accepting credit cards, you will attract more customers, increase your average sales and speed up the check-out process. Debit and credit cards also do a better job of protecting you as a merchant, allowing you to avoid potential losses associated with fraudulent checks and the risks of running your operations with large amounts of cash in your business.

6. Radiant Payment Services recognizes that you need information to make sound management decisions. You want this information in ways that gives you the flexibility to use it, manipulate it and interpret it. Online reporting provides you with simple, flexible and secure ways to access your data for benchmarking and analysis. Through Web-based reporting, you can retrieve whatever processing records you need, then view and print them, or export them directly to your PC. www.radiantpay.com

7. Radiant's gift card programs are a fast, simple way for businesses to capitalize on existing customers and bring in new customers, stimulating revenue growth. Remaining card balances bring customers back and increase ticket size. Gift cards also allow you to retain revenue on returns by avoiding cash-back situations. Repeat customers are the lifeblood of running a business. Successful merchants are turning to electronic frequency and loyalty programs to deliver targeted rewards and incentives that stimulate repeat business and increase store traffic. Our customer loyalty programs enable you to create programs that reward your customers for doing business with you. www.radiantpay.com/giftandloyaltyprograms.php

8. Consumers still like to write checks, so it’s important that your business accept them. But how can you help protect your profits against fraud? Radiant Pay offers your business protection against bad or fraudulent checks. You can more confidently accept checks while allowing your check- writing customers to use their preferred method of payment. www.radiantpay.com/checkprocessingservices.php

9. It allows your customers to complete a financial transaction online. It also permits a credit transfer during a purchase by customers. It is automated procedure and our merchant will obtain transfer of money instantly. You will be able to serve your customers according to their requirements as soon as you can. It is because; you will get quick payment transfer confirmation. This mode of solution offers online buyers a comfort of paying via bank transfer with just few clicks. Our merchants can get benefit from immediate payment confirmation without any risk.

10. Capital when you need it. Whether you have unexpected expenses or plans to grow your business, our cash advance services, can provide up to a certain amount per location in as little as five days, with no need to apply for a bank loan and no personal collateral required Integrated funding. Funding is integrated with your credit card processing so the payment amount is aligned with your business credit card revenue, making it easier to manage your finances. www.radiantpay.com/merchantcashadvanceprograms.php

11. Fast & Super Convenient 100% Secure Trusted Great Merchant Support Go Mobile Got a mobile store? We've got the payment solution. Customer obsessed service and learnings from solving payment issues. We are available 24hrs a day and 7 days week. Better Pricing Pay less as you grow. www.radiantpay.com/paymentgateway.php

12. Specialized in giving pharmacy payment solutions. If you have a pharmacy company to run and to deal with payments, then you can be our online pharmacy merchant. We assure a secure credit card processing solutions for a simple management of payments. Our service has been helpful for many licensed pharmacies from an easy assistance like PCI complaint. http://radiantpay.com/paymentgateway.php

13. UK Direct: +44 2081330322 UK Fax : +44-8435240171 US Direct: +1- 347 474 1013 support@radiantpay.com OR VISIT http://radiantpay.com/