1. FINANCE WALES Gaynor Morris Tuesday 21 st June 2016

2. The Finance Wales journey  Established in 2001 by Welsh Government  Commercially independent company  Investing private and public funds  Largest regional SME funder in UK  Continuing to grow….

3. A total of over 3,300 Welsh businesses and £407 million overall Created or safeguarded over 40,000 Wales jobs by the end of December 2015 Impact of investment

4. Investment available  Investment from £1k to £2m plus  Up to £5m total investment in one company  Structured to suit the business requirement, including equity or unsecured debt  Suitable for a range of purposes from a number of funds  Start-ups and existing businesses £150m JEREMIE Fund, £40m Wales SME Fund, £6m Wales Micro Fund, £10m Property Development Fund, £20m Capita l Growth Fund, £7.5m Technology Seed Fund

5. Examples of funding to help grow your business

6. Eligibility  Must be an SME (WCG Fund exception).  Must be based in or relocating to Wales.  B2B and B2C  Non-qualifying – ‘controversial’ sectors  Cannot be a ‘firm in difficulty’.

7. Wales Micro-business Loan Fund Investments between £1k and £50k in any one round Debt investments SME status qualifying, Wales based, B2B or B2C trading, certain non qualifying sectors Fast track route for businesses over 2 years old up to £5k investment Interest rates Typically between 5-11%. Loan term up to 10 years

8. New Investments Debt, mezzanine or Equity investments Generally for more established businesses though we can also fund start-ups Wales SME Fund Wales Capital Growth Fund Wales Property Development Fund Investments from £50k to £2m in any one round and up to £5m into any one business Generally for more established businesses though we can also fund start-ups Investments from £50k to £2m in any one round and up to £5m into any one business

9. Tynrhyd Retreat Devils Bridge  Holiday cottage and wedding venue  Loan for capital development

10. Bargoed Farm  Farm Diversification project  Loan to assist with the development of facilities for camping/lakes/holiday cottage  Joint lending to supplement main bank mortgage

11. Our approach ResponsiveQuick, local decision-making and market led funds Right investment at the right time Structured to suit business needs RelationshipsExperienced investment staff and dedicated portfolio manager ReferralsLinks with advisors, banks, NEDs, Welsh Government, other investors, xénos Repeat investmentAbility to back continued growth

12. What we need to see?  Cash flow forecast - 1 year for loans up to £25k - 2 year for loans up to £50k  Latest financial accounts for established businesses  Business plan  3 months Bank statements to evidence trading position  Completed statement of personal assets & liabilities  How the cash will be used for growth  CV from Key Officials

13. Thank you Alyson Macnamara Svetlana Goode Tel: 01745535174 Mob: 07867507624 Email: svetlana.goode@financewales.co.uksvetlana.goode@financewales.co.uk www.financewales.co.uk