1. UNIT 12 SAVING AND SPENDING p. 225 FUTURE 4 Future English for Results 4 - Pearson /Longman Elizabeth Celeste Coiman-Lopez, BAT, MS Houston Community College, School of Continuing Education

2. Unit 12 p. 228 ARTICLES: A, AN, THE, NO ARTICLE Φ RULES RULES: 1.A / AN: singular specific count nouns 1.A / AN: use them with singular not specific count nouns.  I’d like to open a checking account.  Please talk to an assistant. 2.NO ARTICLE Φ 2.NO ARTICLE Φ : 1.Do not plural non-count nouns 1.Do not use articles with plural nouns or non-count nouns.  I won’t have problems with overdrafts.  I won’t have problem with money. 2.Do not possessive adjectives 2.Do not use articles with possessive adjectives because possessives make a noun specific. 1.Use your debit card for smaller purchases. 3.THE 3.THE: use it when you mention a noun for the second time. 2

3. Unit 12 p. 240 PRESENT UNREAL CONDITIONALS RULES RULES: 1.PRESENT UNREAL CONDITIONAL 1.PRESENT UNREAL CONDITIONAL: use it to talk about things that are untrue, imagined, or impossible. 2.SIMPLE PASTIF clause 2.SIMPLE PAST: use it in the IF clause. Use were if the verb in the IF clause is the verb BE  If you had a lot of money, what would you do?  If I were rich, I could buy that house. 3.WOULD, COULD, MIGHT + BASE VERB RESULT clause 3.WOULD, COULD, MIGHT + BASE VERB: use it in the RESULT clause 1.WOULD 1.WOULD: expresses desired results  If I won the Lotto, I would buy a mansion. 2.COULD / MIGHT 2.COULD / MIGHT: express possible options.  If that house were less expensive, I might buy it. 3