1. Begin class with this NBC News Video that is about what % you need to save to retire on beginning in your 40's, 30's, 50's, or 20's! It is a great place to start the next 2 units (7 weeks from)... the importance of starting early (again)! 2min 54sec http://www.msnbc.msn.com/id/3032619/#45992763

2. $$ Day 1 $$ In This Unit, You will be able to:  Understand & Explain the KISS rule of investing.  Examine the relationship between diversification and risk.  Explain 20 investment terms & their importance.  Compare & contrast different types of investments: money markets, bonds, single stocks, rental real estate, annuities, and mutual funds.

3. (1) What does the statement, "The little man can't get ahead" mean? "Behold the turtle who only makes progress when he sticks his neck out." - Anonymous "An investment in knowledge always pays the best interest." - Ben Franklin Say WHAT Who in here wants to know HOW to become a Millionaire? This is THE UNIT! (2) What is the difference between Saving and Investing? (3) What should you invest in as a teen? Finally...at what age would you like to retire????????

4. How Long Do You Think You Could Live?

6. Key Terms - Ch 2 - Investments  Investments  Diversification  Liquidity  Risk  Track Record  Risk Return Ratio  Portfolio  Speculative  Share  Dividend  Money Market  Annuity  Stocks  Bonds  C.D.  Mutual Fund  Small-Cap Fund  Mid-Cap Fund  Large-Cap Fund  Internat'l Stock Mutual Fund

7. Understand the investment So you aren't throwing your $ away Someone with the heart of a teacher A tax savings or tax break To MAKE $$$$$ What must you do before you invest in anything?What is the KISS principle & why is it important? The ONLY financial people you should deal with should have what? Don't invest in something just because it gives you what? What should your primary motivation be for investing?

8. Understand the investment So you aren't throwing your $ away Someone with the heart of a teacher A tax savings or tax break To MAKE $$$$$ What is the KISS principle & why is it important? The ONLY financial people you should deal with should have what? Don't invest in something just because it gives you what? What should your primary motivation be for investing?

9. Understand the investment So you aren't throwing your $ away Someone with the heart of a teacher A tax savings or tax break To MAKE $$$$$ The ONLY financial people you should deal with should have what? Don't invest in something just because it gives you what? What should your primary motivation be for investing?

10. Understand the investment So you aren't throwing your $ away Someone with the heart of a teacher A tax savings or tax break To MAKE $$$$$ Don't invest in something just because it gives you what? What should your primary motivation be for investing?

11. Understand the investment So you aren't throwing your $ away Someone with the heart of a teacher A tax savings or tax break To MAKE $$$$$ What should your primary motivation be for investing?

12. Understand the investment So you aren't throwing your $ away Someone with the heart of a teacher A tax savings or tax break To MAKE $$$$$

13. To spread $ around It lowers risk $187,885 ( 25 years ) $1,176,477 ( 40 years ) What is diversification & why is it important? If you invest $100 a month from age 40 to 65 at 12%, it's worth... What does diversification help you do? A GREAT retirement! Do you realize what Monthly Debt Payments Rob you of... If you invest $100 a month from age 25 to 65 at 12%, it's worth... Borrowing from your Retirement Accounts!!! http://www.msnbc.msn.com/id/3032619/#38792286 A HORRIBLE IDEA!!!

14. monthly debt payments rob YOU of YOUR retirement! Years Invested Monthly at 12% per year Retirement can look VERY SWEET... IF you don't have any DEBT!