1. Welcome to our Presentation on ORACLE Flexcube & Bank Asia- Banking Technology

3.  Oracle is the world's leading supplier of software for information management.  Oracle is the world leader in solutions for financial services.  Oracle world leading offerings include solutions for core banking, risk and compliance management, anti-money laundering, fraud detection and business analytics.  They have more than 420,000 customers and deployments in more than 145 countries.  Started in 1977 with an investment of USD 2000 and at present has a net worth of more than USD 9 Billion.

5. It is the leading Core Banking software via which any Bank/Financial Institution can efficiently operate: -Current and savings accounts (CASA) -Deposits -Loans -Collections -Standing instructions -Direct debits and credits etc.

6.  Increase competitiveness  Replace legacy systems  Facilitate regulatory compliance  Improve information flow in terms of speed and accuracy  Create a service-oriented architecture  Increase Customer Satisfaction  Cost Effectiveness  User friendly  Fraud detection

7. An integrated retail banking system that provides a complete solution for large and medium banks Functional Area  Savings & Current accounts  Loans and Deposits  Remittances  Trade Finance etc. Core Banking Solution (CBS)

8.  Runs on the latest version of Oracle database.  Client services are bundled into a desktop, over a large corporate network of LAN or WAN  It is also robust in terms of 24x7 operations and has a centralized reconciliation  User-defined Configuration for Core Functionality Features of i$telar

9.  The application can be implemented easily on a single computer workstation  In i-Stelar access rights can be controlled for every single menu option, and within an option, rights to add, modify, delete & enquire can be individually restricted or permitted  Password expiration, time restrictions on access, controlled visibility on data are additional features that help to create a highly secure environment Features of i$telar (Contd.)

10. Benefits of i$telar Centralized Database Central Bank Reports Compliant

11. Benefits of i$telar (Contd.)  Secured Database (Oracle ) & O/S: (Windows, Sun Solaris, LINUX, UNIX)  Highly Parameterized & Easy Interface  Anti-Money Laundering Compliant Encompassing KYC & Transaction Profile  Customized to Local Banking Environment  Low Bandwidth Requirement - as low as 64 kbps  Secured Database (Oracle ) & O/S: (Windows, Sun Solaris, LINUX, UNIX)  Highly Parameterized & Easy Interface  Anti-Money Laundering Compliant Encompassing KYC & Transaction Profile  Customized to Local Banking Environment  Low Bandwidth Requirement - as low as 64 kbps

12. Benefits of i$telar (Contd.)  Easy to Introduce New Product / Functions  Online Real-time processing  Extensive multilevel Security  Signature and Image Capture Utility  National Payment System Compliant

13. Modules of i$telar Deposits module Payments module Collections module

14. Deposit Modules i-Stelar BAS Deposits module has a very broad coverage with the supporting of over-the-counter deposits business as well as back office processing such as accounting, message generation, and reporting.

15. Deposit Modules (Contd.)  Automation of the full life cycle of the deposits operations starting from account open, in the front office, to account financial/non-financial activities through to the account closure or redemption.  Parameterization has been embedded across the module; bank can easily create transaction types, service charge types, interest types, cheque types etc.

16. i$telar Payment Module iStelar Payments module refers to the module used to send remittances like (Telegraphic Transfers- TT, Demand Draft - DD, Mail Transfers - MT, Check Payment Order - CPO) from any branch to other branches. This Module is basically divided into three parts: 1.Entries. 2.Enquiries. 3. Report.

17. i$telar Payment Module (Contd.) Entries Enquiries Report Entries refer to handling incoming and outgoing remittances, payments and cancellation of remittances. Enquiries refer queries on incoming, outgoing remittances and other related options. Reports refer to various standard and user defined reports required by the Bank/Branch.

18. i$telar Collection Module i-$telar provides support for clearing operations Aligned with central Bank clearing operation and regulation. Multiple Cheque processing and clearing is supported

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