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2. + What are the 6 types of debt solutions?  Debt settlement  Debt consolidation  Debt management  Bankruptcy  Self repayment plan  Ostrich method

3. + Why do you need various types of debt solutions? Different types of debt solutions are custom-made for different kinds of financial problems.  Debt settlement – When you can’t pay off the full amount  Debt consolidation – When you can’t tackle multiple bills  Debt management – When you can’t pay the high interest rates  Bankruptcy – When you’ve no other option to solve financial problem  Self repayment plan – When you want to fix problem without any professional help  Ostrich method – When you’re fed up & don’t want to repay bills Different types of debt solutions are custom-made for different kinds of financial problems.  Debt settlement – When you can’t pay off the full amount  Debt consolidation – When you can’t tackle multiple bills  Debt management – When you can’t pay the high interest rates  Bankruptcy – When you’ve no other option to solve financial problem  Self repayment plan – When you want to fix problem without any professional help  Ostrich method – When you’re fed up & don’t want to repay bills

4. + What are the benefits of debt solutions?  Savings on principal amount  Easy monthly payment plan  Savings on interest rate  Repayment of bills in a legal way  Less chances of getting collection calls  Savings on principal amount  Easy monthly payment plan  Savings on interest rate  Repayment of bills in a legal way  Less chances of getting collection calls

5. + Do you have to pay fees for getting debt solutions? Debt settlement – Yes Debt consolidation – Yes Debt management – Yes Bankruptcy – Yes Self repayment plan – No Ostrich method – No

6. + Does debt solutions prevent you from getting new credit? It depends upon the type of debt solution you’re using Debt consolidation – You’ll obtain a loan after sometime Debt settlement – It’ll be slightly difficult to get new credit Debt management – You’ll have to wait for sometime to get credit Bankruptcy – You’ve to wait for 2-4 years to get credit Self repayment plan – It’ll be easy to obtain a new loan Ostrich method – Most lenders will refuse to give you a loan It depends upon the type of debt solution you’re using Debt consolidation – You’ll obtain a loan after sometime Debt settlement – It’ll be slightly difficult to get new credit Debt management – You’ll have to wait for sometime to get credit Bankruptcy – You’ve to wait for 2-4 years to get credit Self repayment plan – It’ll be easy to obtain a new loan Ostrich method – Most lenders will refuse to give you a loan

7. + How can you choose the best solution?  Make a comparative analysis of debt solutions  Make a detailed study of your financial situation  Find out which solution will be most effective for you  Make a comparative analysis of debt solutions  Make a detailed study of your financial situation  Find out which solution will be most effective for you

8. + What are the 3 tips you need to use while using debt solutions?  Work with firms that follow the FTC rules  Have a rigid control on your expenses  Create an emergency fund

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