1. Anatomy of an Account Life Cycle of a Tough D&O Renewal

2. Mock D&O Session Disclaimer: The companies and individuals mentioned in this session are fictitious. The companies and individuals are not meant to represent any real companies or individuals. Any similarities to real companies or individuals, implied or real, are strictly a coincidence.

3. Mock D&O Session Disclaimer: The views and opinions of the panel participants are their own and do not necessarily represent the views of their employers.

4. Mock D&O Session Disclaimer: This session does not involve any actual insurance policy or coverage position and is not to be relied upon for any actual insurance policy or placement of coverage.

5. Arrogant Software Directors & Officers Liability Insurance Side B&C Balance Sheet Protection Side A Personal Asset Protection $50M Limits, $1M SIR @ $1,790,000 Annual Premium SIR $0 for Non-Indemnifiable Loss SIR $1,000,000 Primary Carrier $15M Annual Premium: $740,000 Excess Carrier #1 $15M x $15M Annual Premium: $575,000 Excess Carrier #2 $10M x $30M Annual Premium: $270,000 Excess Carrier #3 $10M x $40M Annual Premium: $205,000

6. If You Were the Underwriter What Would You Do?

8. How Material is the Securities Suit?

9. If You Were the Underwriter What Would You Do?

10. If You Were the Risk Manager What Would You Do? A.Purchase the Program from the Incumbent Panel (Arrogant Software Insurers) B.Purchase the Program from the Competitor Panel (Bullet Proof Software Insurers)