1. Procedures ALLIED HEALTH III

2. Banking Basics + Deposit - Withdrawal

3. Banking - Online Banking - Mobile Banking - Automated Teller Machines (ATM) - Telephone Banking - Mail Banking

4. ATM

5. Bank Accounts - Checking - Savings - Overdraft checking - Special checking

6. Currency - Paper bills & coins

7. Types of Checks - Cashier’s- Postdated check - Certified- Stale check - Electronic- Traveler’s check - Limited check- Voucher check - Money order

8. Check Components - Date - Words of negotiability - Payee - Numeric amount - Written amount - Financial institution - Signature

9. Check Components

10. Check Endorsement - Blank endorsement ◦Signature only ◦Should not be used until check is about to be cashed Restrictive endorsement ◦Used to endorse checks as they are received ◦“Pay to the order of”

11. Check Endorsement

13. Accepting Checks - Do not accept: ◦Third party checks ◦Checks marked “paid in full” ◦Money order with more than one endorsement

14. Common Check Writing Errors - Written & numeric amounts do not match - Wrong date - Unsigned checks - Signature does not match - Alterations or modifications

15. Common Check Writing Errors 1,500.00 One thousand fifty dollars and no/ 100 ------------------- Ms. Lyons Christopher Zalapi Donna Griffin 1220 Greenwood St. Orlando, FL 32801

16. Common Check Writing Errors “If an instrument contains contradictory terms, typewritten terms prevail over printed terms, handwritten terms prevail over both, and words prevail over numbers.” Courtesy Line Legal Line

17. Preparing Checks - Must have 5 essential factors ◦Date ◦Payee ◦Numeric & written amounts ◦Payer signature -Must fill out check register

18. Bank Deposits - Sort & total currency - Sort & enter checks - Prepare the deposit slip

19. Preparing the Deposit Slip

20. Bank Statements - Provide a summary of financial transactions over a period of time - Mailed or emailed to account holder monthly - Reconcile the bank statement each month