1. Important Information for financial professionals By using this communication you agree to the following: This communication is provided to you by Principal Life Insurance Company SOLELY for use by you with clients that utilize the services of the member companies of the Principal Financial Group ® as their retirement plan service provider (Permitted Use). In doing so The Principal ® is not responsible for any use outside of the Permitted Use. In granting you Permitted Use, no member company is surrendering any right, title or interest in the communication including any intangible ownership such as copyright or trademark protection. The Principal does not authorize you to create any derivative work, edit, copy or otherwise alter the communication including but not limited to affixing any branding or creating any “co-branded communication.” It should be noted that removing this license is expected and permitted when the communication is utilized within its Permitted Use. In granting Permitted Use, no member company of The Principal ® makes any warranty of fitness for your intended use. Please consult your legal and compliance areas to confirm that your intended use of this resource is appropriate and that it contains all appropriate information, disclosures, names the correct parties and provides the appropriate limitations for your business. It is your responsibility to determine if filing with any regulatory authority is necessary (e.g., FINRA, or other regulators) and that it is appropriate for the intended use and audience.

4. HOW MANY KNOW YOUR SCORE? principal.com/myscore

5. Image is for illustrative purposes only. LAUNCH THE PLANNER

6. PERSONALIZE THE PLANNER

7. HELP IMPROVE YOUR FINANCIAL FUTURE

8. CONTRIBUTING 6% OF SALARY

9. CONTRIBUTING 10% OF SALARY

11. AFTER 30 YEARS 5

12. FOOTNOTES 1.Based on analysis conducted by the Principal Financial Group®, October 2015. The estimate assumes a 40-year span of accumulating savings and the following facts: retirement at age 65; a combined individual and plan sponsor contribution of 12 percent; Social Security providing 40 percent replacement of income; 7 percent annual market returns; 2.5 percent annual inflation; and 3.5 percent annual wage growth over 40 years in the workforce. This estimate is based on a goal of replacing about 85 percent of salary. The assumed rate of return for the analysis is hypothetical and does not guarantee any future returns nor represent the return of any particular investment. Contributions do not take into account the impact of taxes on pre-tax distributions. Individual results will vary. Participants should regularly review their savings progress and post- retirement needs. 2.Assuming pre-retirement annual gross income of $40,000. Aon Consulting’s 2008 Replacement Ratio Study TM www.aon.com/about-aon/intellectual-capital/attachments/human-capital-consulting/RRstudy070308.pdf. www.aon.com/about-aon/intellectual-capital/attachments/human-capital-consulting/RRstudy070308.pdf 3.This example is for illustrative purposes only. Reduction in bi-weekly take-home pay assumes tax withholding of 25%. Individual taxpayer circumstances may vary. Reduced take-home pay is generally accurate for the first year and would change based on participant's annual pay. Potential monthly retirement income calculation assumes $35,000 annual salary; 6% employee contribution; 3.5% annual salary increase; 7% annual rate of return; 2.5% annual inflation; a 30-year accumulation phase resulting in a balance of $298,694 at retirement; and 4.5% annual withdrawal in retirement. The assumed rate of return is hypothetical and does not guarantee any future returns nor represent the return of any particular investment option. A distribution of pre-tax contributions prior to age 59.5, or age 55 and separated from service, is subject to a 10% federal tax penalty. Amounts shown do not reflect the impact of taxes on pre-tax distributions. 4.This example is for illustrative purposes only. Reduction in bi-weekly take-home pay assumes tax withholding of 25%. Individual taxpayer circumstances may vary. Reduced take-home pay is generally accurate for the first year and would change based on participant’s annual pay. Potential monthly retirement income calculation assumes $35,000 annual salary; 10% employee contribution; 3.5% annual salary increase; 7% annual rate of return; 2.5% annual inflation; a 30-year accumulation phase resulting in a balance of $497,823 at retirement; and 4.5% annual withdrawal in retirement. The assumed rate of return is hypothetical and does not guarantee any future returns nor represent the return of any particular investment option. A distribution of pre-tax contributions prior to age 59.5, or age 55 and separated from service, is subject to a 10% federal tax penalty. Amounts shown do not reflect the impact of taxes on pre-tax distributions. 5.This example is for illustrative purposes only. Potential retirement balance calculation assumes 7% annual rate of return; 2.5% annual inflation; $20 monthly contributions over a 30-year accumulation phase resulting in a balance of $23,532 at retirement. The assumed rate of return is hypothetical and does not guarantee any future returns nor represent the return of any particular investment option.

13. OTHER WAYS TO MOVE YOUR SCORE

14. principal.com/movetothegreen

15. HERE TO HELP Advisor Name Advisor Information Monthly Webinar Series principal.com/educationhub

16. Visit: principal.com/myscore Facebook: facebook.com/PrincipalFinancial Twitter: twitter.com/ThePrincipal Questions: 1-800-547-7754 START MOVING TO THE GREEN TODAY!

17. The Retirement Wellness Planner information and Retirement Wellness Score are limited only to the inputs and other financial assumptions and is not intended to be a financial plan or investment advice from any company of the Principal Financial Group ®. They only provide general guidelines which may be helpful in making personal financial decisions. Responsibility for those decisions is assumed by the participant, not The Principal. Individual results will vary. Participants should regularly review their savings progress and post-retirement needs. Insurance products and plan administrative services are provided by Principal Life Insurance Company, a member of the Principal Financial Group ® (The Principal ® ), Des Moines, IA 50392. PD957-01 | © 2016 Principal Financial Services, Inc. | 03/2016 | t151215038v/t16011502wa