1. 1 Workshop Objectives Fostering Financial Success  Cougar Money Management Other Resources SALT Overview

2. 2 Financial Literacy Research Findings Fosnacht NSSE Study, 2012 60% of students worry about having enough money for regular expenses/paying for college 40% reported not participating in activities because of a lack of money 33% said that financial concerns impacted their academic performance 25% said they did not buy supplies in an effort to cut their budget 12% said the contemplated withdrawing due to the cost of college Inceptia, 2012 37% of students said that finances are a significant source of stress 60% of students did not create a budget for the current school year 31% of students do not regularly track expenses 70% of students either currently have student loans or plan to borrow before they finish school

3. 3 Cougar Money Management Program Created to help students make informed financial decisions before, during and after college. WSU students and alumni have access to SALT™, a free online financial education program, where they can: Use interactive tools to get money savvy Snag money-saving deals and discounts Manage students loans in one place Get advice from expert loan counselors Find scholarships, internships and jobs

4. 4 Campus Resources 1.Cougar Money Management Program http://deanofstudents.wsu.edu/cmmp/ 2.Health & Wellness http://hws.wsu.edu/programs-outreach/ 3.Student Financial Services 4.Academic Success & Career Center 5.Dean of Students Office

5. 5 SALT Overview SALT Overview Video

6. 6 Question Q. I’ve heard of this concept called “money mindset”. What does it mean and how will it affect my financial decisions? A. Ruthie Lipshulch

7. 7 Question Q. I’m really concerned about having enough money to pay for college. Where can I learn more about scholarship opportunities? A.

8. 8 Question Q. What are the pros and cons of using the internet for my financial security? A. Pros: Networking, Budgeting, Career Cons: Loans, Competitive Spending, Identity Theft

9. 9 Question Q. How important is budgeting and saving early for my financial future? A. Savings CalculatorSmall SavingsSavings CalculatorSmall Savings

10. 10 Question Q. I’ve heard that my credit score is pretty important, but to be honest I have no idea what it means. A.5 Factors:Credit Score Video5 Factors:Credit Score Video

11. 11 Question Q. How does being in a club, having an internship, volunteering, or studying abroad help me get a job in the future? A.

12. 12 Question Q. How do I write a great cover letter and résumé? A.

13. 13 Question Q. Is college worth the time and money required for a degree? A.CalculatorCalculator

14. 14 THANK YOU! Questions? Suggestions? Comments?