1. Unfair Contract Terms Dr Michael Schaper ACCC Deputy Chair SEAANZ Panel Discussion August 2016

2. Unfair Contract Term Laws

3. What’s An Unfair Contract Term?

4. How Do The Small Business Laws Apply? Laws enforced by ASIC (financial products and services) and ACCC and state/territory ACL regulators (every-day goods and services)

5. Why Do Small Businesses Need Protection? Source: The Commonwealth Treasury, on behalf of CAANZ, undertook a survey from 23 May 2014 to 1 August 2014 on business contracting practices and unfair contract terms.

6. Small Business Scenarios