1. Money Matters: Make it Count Training

2. Program Goal To promote financial responsibility among teens.

3. What is your name? What organization are you from? What is your current position? How long have you been with your organization? If you had $1,000 to use on yourself, how would you use it?

4. Training Objectives Understand the BGCA Money Matters program and create an implementation plan. Determine effective planning and recruiting strategies for member participation. Locate outside resources to support your Money Matters program. Demonstrate effective facilitation skills. Apply Boys & Girls Club’s Youth Development Strategy.

5. According to a recent survey conducted by the Charles Schwab Foundation : One in five American teenagers doesn’t know that if you take out a loan, you must pay it back with interest One in four thinks that financial aid will pay for all college expenses One in three thinks that monthly Social Security payments will be all they need to retire

6. Lessons of Hope Our mission of hope and opportunity Our focus on young people from disadvantaged circumstances Our unique system of informal guidance Ongoing relationships with caring adults Our youth development philosophy Our commitment to character Fun, diverse and interesting experiences

7. Unit 1. Understanding My Money Participants will be able to Identify personal short, medium and long-term goals Understand how taxes and other deduction affect take home pay Compare advantages and disadvantages of payment methods Use a checkbook, check register and bank statement Unit 2. Spending Wisely and Using Credit Participants will be able to Analyze personal spending habits Evaluate information about products and services Develop a realistic budget Explain factors that affect creditworthiness and the purpose of credit records

8. Unit 3. Saving and Investing Participants will be able to Identify personal saving habits Compare banking features Explain the relationship between saving and investing Evaluate investment opportunities Define philanthropy and its significance Unit 4. Paying for College Participants will be able to Analyze how career choice, education, skills and economic conditions affect income. Compare financial aid opportunities Create a realistic college budget

9. Unit 5. Being My Own Boss Participants will be able to Describe supply and demand Determine personal skills and abilities Demonstrate negotiation skills Analyze consumer need Develop business start-up ideas

14. What went well? What did you have a hard time with? What would you do differently when doing the activity in your organization? Please share positive comments you would like to add. Teachback Questions

15. Facilitation Tip Get enthused Get attention Use aids to aid learning Telling ain’t teaching: Listening ain’t learning Give everyone something to do Add novelty Respond to diversity Catch them doing right Be a student Process the learning. What? So What? Now What?

16. CHARACTER Knowing the Good Loving the Good Doing the Good

17. As a Club professional your role should be : To demonstrate good character at all times. To view character development as a professional responsibility. To regard character development as your #1 job. To talk to and with youth about what is right and wrong. To provide youth opportunities for practicing ethical and altruistic behavior.

18. Johnny DiBartolo Director, Teen Services Boys & Girls Club of America 404-487-5898 jdibartolo@bgca.org