1. STUDENT FEES AND FUNDING

2. Provide up to date information regarding 2017 tuition fees Explain what student funding is available to support your university experience Information about how to apply for your funding AIMS OF THIS SESSION

3. REPAYABLE Tuition fee loan (covers the entire costs of tuition fees) Living cost loan NON-REPAYABLE Bursaries Scholarships Additional funding grants could be available in Wales, Scotland and Northern Ireland FINANCIAL SUPPORT AVAILABLE

4. Don’t have to pay anything upfront Equivalent to your fee – £9,000 or £9,250 Doesn’t depend on your household income Paid directly to your university/college TUITION FEE LOANS

5. Living cost loan available to all full-time UK students, irrespective of household income For 2017 entry, everyone is entitled to at least 44% of the loan depending on where they are living while studying. The remaining 56% is “income assessed” on household income (gross income minus certain allowances such as pensions and charitable donations) It is paid in three instalments LIVING COST LOAN

6. Residence whilst at university Non-income assessed loan Maximum loan available Away from home£3,928£8,430 Parental home£3,124£7,097 London£5,479£11,002 Loan amounts available: LIVING COST LOAN

7. Plymouth University will have bursaries and scholarships available: - Care leavers bursary (£2,000 a year) and Unite scholarships for accommodation - Roland Levinsky Memorial Fund - Subject-specific Scholarships - Sporting Excellence Scholarships OTHER FINANCIAL SUPPORT

8. Financial Support Fund - Help for students who may be considering leaving Higher Education because of financial problems Santander Scholarships - language exchange programmes, initiatives to promote volunteering and the development of employability skills Parents Learning Grant Childcare Grant Adult Dependant Grant OTHER FINANCIAL SUPPORT

9. Help towards the additional costs that a student may face as a result of their disability, mental-health condition, progressive medical condition, specific allergy or specific learning difficulty Apply directly through Student Finance England/Wales through a specific form In addition to the standard student finance package and is not affected by household income Does not have to be repaid Looks at the specific needs of the individual in relation to their circumstances and studies DISABLED STUDENT ALLOWANCE

10. Type of student Specialist equipment allowance Non-medical helper allowance General allowance Full-time£5,212£20,725 (p.a)£1,741 (p.a) Part-time£5,512£15,543 (p.a)£1,305 (p.a) You will need proof from your doctor or to complete a needs assessment on behalf of Student Finance England to determine the amounts you’re entitled to Maximum DSA amounts available are: DISABLED STUDENT ALLOWANCE

11. Online applications You don’t need a confirmed place at university/college to apply – can change location at any time Apply as early as possible as can take at least 6 weeks When completing the UCAS application form, students are encouraged to select the option that they intend to make an application through Student Finance England – this will allow them to contact the student when it opens. APPLYING THROUGH STUDENT FINANCE ENGLAND

12. Students can consent to have up to two people speak on their behalf – they must be registered first to do so Parents have own portal and log in Student Finance England 'surgeries' on Facebook, Twitter and The Student Room – a representative available to answer questions Student Finance England have a Facebook group and twitter – able to see news and updates APPLYING THROUGH STUDENT FINANCE ENGLAND

13. What?Tuition fee loans, living cost loan and interest When? From April after leaving the course and earning over the threshold of £21,000 per year What? 9% of earnings over threshold How?Deductions directly from wages, before tax REPAYING THE LOAN

14. SalaryMonthly repaymentWeekly repayment Up to £21,000£0 £22,000£7£1.75 £25,000£30£6.97 £30,000£67£16.75 £40,000£142.50£33.14 If your earnings fall, your contributions fall You can repay early Still have to repay if you move abroad Debt written off after 30 years or you cannot work REPAYING THE LOAN

15. Your situationInterest applied Whilst you are studying (and up until the April after you leave your course) RPI + 3% Graduates earning below £21,000 (from the April you leave your course) RPI (no real rate of interest) Graduates earning between £21,000 and around £41,000 Gradual scale – RPI if earning £21,000 reaching a maximum of RPI+3% when earning £41,000 Graduates earning above £41,000RPI + 3% REPAYING THE LOAN

16. STUDENT BUDGETING

17. What do students spend their money on? Accommodation Bills Travel Food/toiletries Mobile phone TV & TV licence Course requirements Clubs/societies/social life STUDENT SPENDING

18. ItemWeekly spend Rent (inc. bills) Mobile Clothes Food/toiletries Books/stationery Travel Clubs/societies Social life WEEKLY TOTAL £128.00 £5.00 £15.00 £35.00 £5.00 £7.00 £5.00 £30.00 + £230.00 + STUDENT SPENDING

19. Apply for funding in plenty of time Do a budget planner Check out student bank account deals Learn to food shop Bring money with you NEED ADDITIONAL INCOME? Get a part time job Entrepreneurial flair Money and vouchers BEFORE GETTING TO UNIVERSITY

20. Nothing is paid upfront Tuition fee and living cost loans are repayable Bursaries and Scholarships are non-repayable Repayment of loans (tuition fee and living cost) starts the April after you leave your course. You repay 9% of your earnings over £21,000 Further information at www.gov.uk/studentfinance, www.plymouth.ac.uk/money and www.thescholarshiphub.org.uk/www.gov.uk/studentfinance www.plymouth.ac.uk/money www.thescholarshiphub.org.uk/ SUMMARY

21. THANK YOU FOR LISTENING prospectus@plymouth.ac.uk /PlymUniApply