1. The Sick ‘ The aged we have dealt with…we are still confronted with the more gigantic task of dealing with the rest- the sick, the infirm, the unemployed, the widows and orphans’ Lloyd George TB was claiming 75,000 lives a year

2. What was the insurance scheme? Planned to allow employer,employee and state to contribute to a fund To be used when worker was ill/unemployed Therefore the system would mean that you did not receive something for nothing Child's Sick Bed, Argyll, 1900

3. The Sick Liberals determined to construct their own policy on sickness and invalidity Looked at German model again Problems: friendly societies, doctors and cost implications Cost: Peoples budget

4. Friendly societies and Industrial Insurance company Viewed as encroaching on their business as a result, gov. decided to administer the system through societies Industrial insurance companies on the other hand were in business for profit

5. Friendly societies and Industrial Insurance company Government forced to back down and exclude the two ‘funeral benefits’ Designated ‘approved societies’ by National Insurance Act Enhanced their status with the public

6. Doctors Felt that they were being paid a pittance for treating the ‘societies’ working class clients Wanted medical side of insurance scheme to be run by the profession free from friendly society domination

7. Doctors Government had to offer doctors a higher contract fee of 4 shillings per patient and 2 shillings to cover drug costs Led to rush by poorer doctors to join the new ‘panel’ system as it doubled income 1911 Act favourable to doctors, ‘The General Practioners Act’

8. 1911 Insurance provisions Final Act entitled insured workers to 10s, a week for a period off work for health reasons of up to 26 weeks- poor law after this time

9. 1911 Insurance provisions Free medical inspection/not entitled to hospital or dental treatment Intended to maintain an income for the breadwinner, not to provide a national health service ‘a porous plaster to cover the disease that poverty causes’ Hardie

10. Why did the liberal government introduce reforms to help the sick (4) Describe the actions of the Liberal government to help the sick (4)