2. BioIdentity Fraud Elimination & Verification System

3. Eliminate fraud Stop identity theft High speed verification system Low up front cost Available as a standalone system Integrate into any existing application BioIdentity

4. BioIdentity - Applications RETAILERS who deal with hire purchase or credit (any form) BANKING INSTITUTIONS MICRO LENDERS SECURITY COMPANIES LOYALTY REWARD SYSTEMS Many more

5. BioIdentity - Features Both the operator and the client have to authenticate – confidentiality guaranteed Client duplication is eliminated No need for expensive server hardware or IT staff to manage yet another system Service available worldwide Billed in arrears on usage 14 days free trial

6. Registration Process Client visits a registration point (bank, retail outlet, insurance house etc) Submits identity details to the BioIdentity operator Operator captures their identity details, with fingerprint and electronic picture Operator submits information to BioIdentity BioIdentity ensures uniqueness of the client’s details and enables their registration BioIdentity

7. Customer Verification BioIdentity Client wishes to perform a daily credit type transaction (bank, retail outlet, insurance house etc Client submits ID Book / PIN number and places their finger on the fingerprint scanner Operator requests verification from BioIdentity over a secure connection BioIdentity either verifies the clients identity, alerts an attempted fraud or informs operator that this person is not yet a client of BioIdentity

8. Full Customer Purchase Client wants to make a credit purchase Submits their ID book / PIN number and places their finger on the fingerprint scanner Operator requests authorisation BioIdentity either verifies the clients identity, alerts an attempted fraud or informs operator that this person is not yet a client of BioIdentity BioIdentity then communicates with the merchant’s bank via a secure method, returns an authorisation from the bank as well BioIdentity

9. ID number Bank ID Request verification BioIdentity transaction No. ID number Identity verified BioIdentity transaction No. Authorisation number ID number Fingerprint Template Merchant bank Vendor transaction No. ID number ID Verified (Yes) BioIdentity transaction No. Vendor transaction No. ID number ID / F.P. match verified (yes) Merchant bank Awaiting bank verification (yes) BioIdentity transaction number Transaction Open ID number Authorisation required Amount BioIdentity transaction No. ID Number Client ID verified BioIdentity transaction No. TRANSACTION IS NOW COMPLETE ID Number Verified (Yes) Merchant bank Awaiting Bank verification (No) BioIdentity Transaction No. Transaction Closed BioIdentity Vendor Full Customer Purchase

14. Various Supported Scanners Sagem Digital Persona Suprema Digent

15. Works with any fingerprint reader providing they meet our stringent security requirements. The client can be registered on reader “A” and verified on reader “B” System is available either over the internet or through a fixed line connection to our secure site. BioIdentity Advantages

16. BioIdentity Options BioIdentity is available as a standalone application that can run from any browser BioIdentity is available as an OCX / COM Object that can be used to integrate directly into any of your existing applications

17. Minimum Requirements Internet access or direct WAN link to our system 32 bit Windows operating system Webcam and fingerprint reader for registration function (if you subscribe to the registration option)

18. To Become an Enrolment Station ItemCost Fingerprint scannerR1,000 to R5,000 WebcamR400 to R1,000

19. To Become a Verification Station ItemCost Fingerprint scannerR1,000 to R5,000

20. BioIdentity Pricing Model No Of TransactionsAmount Per Transaction 0 – 1 000R5.00 1 000 – 5 000R4.00 5 000 – 10 000R3.00 10 000 – 500 000R2.00 500 000+R1.00

21. What is fraud costing you? Imagine this type of ROI!

22. Simplicity in the extreme Effectiveness beyond quantifiable value Management free power BioIdentity