1. Online tools: Help employees make smart health care decisions Kellogg Community College

2. Engage employees with empowering tools Digital tools for your employees include: -BCBSM.com -Mobile app -Find a doctor/cost estimates -24/7 online health care -Blue Cross Health and Wellness powered by WebMD Top 4 reasons to share with your employees: 1.Convenient & easy-to-use 2.Increase understanding of health plan 3.Less emails and calls to HR 4.Better choices by employees=better for your bottom line

3. Help your employees manage their plan, shop for care, get care and live healthy 3 3 Manage plan Shop for careGet careLive healthy bcbsm.com member account Mobile App Find a Doctor Cost Estimator 24/7 Online health care Blue Cross Health & Wellness Find a pharmacy and check drug prices Member Discounts

4. Employees can access plan information on the new BCBSM mobile app Conveniently check your plan information, claims, EOBs, wellness info and more—anytime, anywhere Available in the App Store® for iPhones and Google Play™ for Smartphones using Android Key features: Virtual ID card Find a doctor & cost estimates Prescription drug benefits Register for member account Connects to WebMD Touch ID Health Equity connection Coming soon: Member Discounts Order new ID cards iPad and tablet support Manage plan

5. Employees can go paperless Employees can stop paper delivery of EOB statements which means: -Less paper to file away -Employees get email notification when a new statement is available online -Access to claims activity as far as two years back Manage plan

6. Employees can shop for care with Find a Doctor Find in-network doctors and hospitals across the country by logging in to bcbsm.com -Search by name, treatment or service -Compare up to five doctors -Research quality Shop for care

7. Employees can plan ahead by comparing medical cost estimates See cost estimates for more than 1,600 health care services – from doctor visits, to lab tests, to MRIs and surgeries.* Get the complete picture for planning a surgery – from initial visit through therapy – showing all services and costs. Compare real-time cost information—based on Blue Cross payments to providers—to get a handle on out-of-pocket costs. *Cost information for Commercial PPO members only Shop for care

8. Employees can track prescription costs View prescription history Check prescription benefits Find out-of-pocket costs of medications Compare brand vs. generic options and prices Shop for care Illustrative example only

9. Employees can live healthy with Blue Cross Health & Wellness powered by WebMD Dynamic health assessment Personalized health and wellness resources Device and app integration State-of-the-art online tools Programs to help with chronic or complex health conditions Personal health record

10. Employees can save smart with exclusive discounts Member discounts with Blue365 give employees deals on: -Gym memberships -Groceries -Fitness gear -Weight loss programs and recreation Set up custom promotion for your employees to join Healthways’ Fitness Your Way for $25/month and they will get: -Waived enrollment ($25 value) -Access to more than 9,000 gyms including LA Fitness and Snap Fitness -Up to 30% discounts on over 40,000 wellness services like acupuncture, yoga, massage therapy Live healthy To access discounts, simply log in to bcbsm.com and click the link right under Member Discounts

11. The more you know the better Employees are more satisfied when they understand their plan Tell your employees about these member tools by going to bcbsm.com By visiting bcbsm.com/engagebcbsm.com/engage -Employers can get resources and tools for engaging employees -Also share information about the online tools available