1. Company Name Here

2. Why Partner with VIPCO Advisors  3 Decades of Financial Services Experience  Created Insurance IMO in 2011  VIPCO Incorporated in 2015  Operates Globally  Clients in over 180 Nations  Procurement Cost Reduction clients engaged globally  Over 3500 Advisors

3. A Few of Our Global Clients

4. Employer Benefits for Company Name and Protection Agency from implementing the (PHMP) Proactive Health Maintenance Plan include:  You the Employer averages a “NET savings” of $200 per year, per employee on your FICA taxes,  Plus the opportunity to save Thousands More on your Major Medical Health Insurance PremiumsThousands More Helps to prevent employees from calling off sick. Gets employees Healthier. Enhances Employee Morale. Retains Talent because of Additional Benefits.

5. Employees enjoy 24/7 access to board certified physicians w/no copay (telehealth) Access to Chiropractors & Acupuncture Smoking Cessation Program Personal Trainer Nutritionist Mammograms Prostate Check Ups EMPLOYEE BENEFITS INCLUDE: Employees enjoy 24/7 access to certified counselor & a nurse hotline w/no copay DNA Testing Fit Bit

6. How It Works

8. WHAT DOES THIS MEAN FOR COMPANY NAME HERE?  As you know, the ACL PHM Plan is a unique program that will provide you and your employees two things.  More benefits to your employees at no net additional cost to them.  This program will include a uniquely designed and tailored Proactive Health Maintenance Plan that will result in a net savings to you.

9. TO GET YOU READY FOR YOUR SAVINGS We provide an enrollment team to: We provide a Program Administrator to: Explain the Benefits to your Employees Get the Accounting Set Up in your system Ensure that everything runs smoothly upon execution of the first Payroll Run

10. Company Name “NET Savings” AFTER the PHMP Fees

11. Number of Employees you submitted

12. Why employees may not qualify? Not Full-Time Too many exemptions Number of Employees that qualify

13. Anticipated Overall Increase in Employee Gross Income

14. Lowest Monthly Employee Income Increase

15. Highest Monthly Employee Income Increase

16. Monthly Fee for each Single employee

17. Monthly Fee for each Married employee

18. Monthly Fee to employer for each employee

20. ANNUAL GROSS INCOME

21. CURRENT MONTHLY TAKE HOME PAY

22. GROSS ANNUAL INCOME POST WELLNESS

23. NET TAKE HOME AFTER WELLNESS

24. Wellness Reimbursement

25. TAKE HOME PAY POST WELLNESS PLAN

26. Take Home Pay Increase FOR EACH EMPLOYEE

27. EMPLOYERS FICA TAX SAVINGS PER MONTH

28. EMPLOYERS NET SAVINGS PER MONTH AFTER PHM PLAN

29. EMPLOYERS NET SAVINGS PER YEAR AFTER WELLNESS PLAN

30. Over 5 years $130,479.60 IMPLEMENT A BUSINESS SUCCESSION PLAN PREVENT UNWANTED LAY-OFF(S) ADD NEW DOLLARS TO YOUR BUDGET WHAT COULD YOU DO WITH THE EXTRA $$$ Total savings over the next 12 months $652,398.00

31. ALL YOU NEED TO DO to start saving

32. Some of our Health Coaches

33. Question and Answer Time!

34. A Special THANKS To YOU! From your COST REDUCTION TEAM Daniel Singleton Regional Manager Direct: (954) 504-3085 Email: dsingleton@myvipco.com