1. Prudent Investor Advisors, LLC I SEC Registered Investment Advisor
Aggressive Portfolio
PIA Dimensions 80/20 Portfolio℠
The PIA Dimensions 80/20 Portfolio℠ was constructed for investors with an aggressive tolerance for risk. Comprised of 80% equity funds and 20% fixed income funds, the portfolio seeks aggressive growth of capital over long time horizons. This portfolio will experience significant short-term volatility. It is monitored and automatically rebalanced on an annual basis or as needed.
Riskier Assets
Safer Assets
Investment Strategies Underlying the PIA Dimensions Portfolios℠
The PIA Dimensions Portfolios℠, created by Prudent Investor Advisors, LLC, provide participants in 401(k) plans with a full risk-based menu of investment options. The investment strategies underlying all these model portfolios are based on the Nobel prize-winning Modern Portfolio Theory as well as on the Fama/French Three-Factor Financial Economic Model. This approach, grounded in academic research that has withstood rigorous open review for many years, does not rely on analysts’ forecasts or opinions about financial markets, but instead incorporates the key factors that drive the long-run performance of these markets.
Many participants in 401(k) plans as well as other investors lack the time or interest to research advanced investment principles. In the absence of such expertise, they may take unintended investment risks. Even experienced investors can find themselves perplexed by unexpected events that occur in financial markets. Compared to conventional broad-based equity market benchmarks, the PIA Dimensions Portfolios℠ focus to a greater extent on small company stocks and value stocks. This emphasis is the result of global evidence that such stocks have above-average expected returns and provide significant diversification benefits when combined with large company stocks and/or growth stocks. This emphasis also incorporates a disciplined and patient style of securities trading, which allows plan participants to reap the benefits of low costs and fees. A plan participant that chooses a PIA Dimensions Portfolio℠ replaces forecasting and guesswork with a disciplined, professional approach that incorporates the benefits of investment theory developed over the past four decades. Selecting a PIA Dimensions Portfolio℠ represents a thoughtful and diversified approach for plan participants.
Each PIA Dimensions Portfolio℠ holds more than 12,000 securities from approximately forty-five countries. Worldwide diversification minimizes the potential negative short-term impact that any one company, asset class or country may have on a portfolio’s investment strategy. This reduces overall portfolio risk, allows full exposure to the returns offered by financial markets and limits style drift.  No amount of diversification, however, can completely eliminate the potential for investment loss.
PIA Dimensions 80/20 Portfolio℠ Asset Allocation
PIA Dimensions 80/20 Portfolio℠ Fund Allocation
Fund Name
Symbol
Allocation
Fidelity Spartan 500 Index
FUSEX
16%
Dimensional US Large Cap Value
DFLVX
Dimensional US Small Cap Value
DFSVX 8%
Dimensional US Micro Cap
DFSCX
Dimensional International Value
DFIVX
Dimensional Small Cap International Value
DISVX 4%
Dimensional International Small Company
DFISX
Dimensional Emerging Markets
DFEMX
Dimensional Emerging Markets Value
DFEVX
Dimensional Real Estate Securities
DFREX
Vanguard Short-Term Treasury
VFISX 5%
Vanguard Total Bond Market Index
VBTSX
15%
Date of first use: March 7, 2012
Prudent Investor Advisors, LLC I SEC Registered Investment Advisor