1. NEWGEN SOFTWARE TECHNOLOGIES INC.
2017
NEWGEN SOFTWARE TECHNOLOGIES INC.
Newgen ECM integrates well with MS Dynamics
Newgen Retail Loan Origination Solution

2. Digital transformation – The BPM Way
A recent Gartner survey has revealed that 70% of the financial institutions have plans to simplify their retail lending processes. They are looking at reducing the number of software applications which they rely on the same for eradicating silos and streamlining workflows. It has been observed that banks are very proactive when it comes to adopting technology and have become more receptive towards leveraging BPM platforms to unify operations such as lending and other banking services.
BPM Benefits :
Best of both point solution and bespoke
Faster time to market
Quicker development cycles
Highly scalable & configurable (near to zero coding) & ready to use
Lowers costs of deployment and future process automation
Improves productivity
Faster adaptation of change in requirements
Smart integration with existing systems

3. Why Newgen Retail Loan Origination Solution?
Multichannel Initiation
Auto-work Allocation
Real-time Monitoring
System Flexibility

4. Newgen BPM Based Retail Lending Framework

5. Loan Origination System

6. Master Data Management
Branch
Data Entry
Underwriting
Risk Assessment
Online
Mobile/
Disbursement
Documentation
Approval
Third Party Agents
Agile workflow creation with Process Designer
Integration Adaptors
Process Designer
Form Designer
Master Data Management
Rules Engine
DMS

7. Master Data Management
Branch
Data Entry
Underwriting
Risk Assessment
Online
Mobile/
Disbursement
Documentation
Approval
Third Party Agents
Multi-Channel Process Initiation
Document Upload for complete electronic credit files
Integration Adaptors
Process Designer
Form Designer
Master Data Management
Rules Engine
DMS

8. Business Activity Monitoring – Real Time Dashboards
Functional & Productivity Reports
Portfolio Monitoring
Branch
Online
Investigative Reports
Mobile/
Third Party Agents
Business Activity Monitoring – Real Time Dashboards
Integration Adaptors
Process Designer
Form Designer
Master Data Management
Rules Engine
DMS

9. Automated Alerts, Emails & Reminders SLA & Turnaround Time Mgmt.
Branch
Data Entry
Underwriting
Risk Assessment
Online
Mobile/
Disbursement
Documentation
Approval
Third Party Agents
Automated Alerts, s & Reminders
SLA & Turnaround Time Mgmt.
Complete Visibility & Tracking
Exception & Escalation Mgmt.
Process Mgmt. (Diversions, Ad-hoc Routing
Process Monitoring & Continuous Improvement
Mobile based Review/Approvals
Document Search and Retrieval
Post Disbursement Alerts
Integration
Process Designer
Form Designer
Master Data
Rules Engine
DMS

10. BAM - Visibility and Improvements
Corporate Loans Summary Report
Operations Manager’s Dashboard
User Configurable Formats – line Chart, Pie Chart etc.
Easy Reports Configuration with Reporting Wizard
Business Dashboards
User Productivity Dashboards
Incoming Load, Work Allocation Reports
Drill Down Reports for Root Cause Analysis

11. Newgen Retail Lending Solution Highlights
Pre-screening
Credit Application Management
Underwriting & Credit Analysis
Decision & Approvals
Collateral Management
Document Management
Deviation & Delegation Management
360 degree dashboard
Disbursement
Integration with Third Party Applications

12. Benefits At Glance Sales & Marketing Operations Credit & Risk
Improve Customer Acquisition Process
Increase Cross-Selling Opportunities
Reduce Income Leakages
Operations
Reduce Operating Costs
Improve Efficiency
Transparency& Traceability in Lending Cycle
Ÿ Reduce Operational Risks
Credit & Risk
Improve Due Diligence
Eliminate Non Compliance
Reduce Loan Risk
Senior Management
Ease of Portfolio Management
Improve Decisions
Reduce Business Risk
Technology
Robust Framework and Modular Platforms
Reduce Technological Risk
Increase Digitization

13. Newgen – Till Today 1300+ Customers 400+ BFSI Customers Globally
62 Countries
3000+Employees
Strategic Investors
Only vendor to feature in Gartner MQs for iBPMS,
ECM, CCM & Case Management
Recognized as Agile and Value for Money vendor in Gartner Lending vendor landscape report
Offices
400+ BFSI Customers Globally
Solution Accelerators for Major Banking Processes
World’s largest ECM Project in with 12 Billion docs
40+ Patents

14. 400+ Banks and 70+ Consumer Loan Implementations

15. SAMPLE SCREEN SHOTS

16. Initiation & Eligibility Check
Pre-Screening
Preliminary Credit
Policy Check
Pre-Screening Checks like:
Rule Driven STP and Non-STP workflow
Black List Check
Negative Check
AML Check
De-dupe Check

17. Rule Engine enabled Credit Policy Check
Eligibility Check
Proprietary Rule Engine
Define Complete Eligibility Rules
Define Entire Credit Policy Checks
Decision Table & English based rules
Reduced Change management Time & Cost
Credit Policy Check

18. Risk Assessment & Underwriting
Configurable Scoring Engine
Behavioral Scoring
Risk based Deviation & Approval Cycle
Scoring
Automated Deviation

19. Document Management & Approvals
Document Visibility Along with Application
Approval
Automatic & Manual Deviations

20. CAD Disbursement Account Setup Loan Amortization Setup Loan Account
Push Data to core
Account Setup
Loan Amortization
Create Final Amortization Schedule
Support for Equated, Balloon, Step Up, Step Down, Bullet repayment types

21. Thank You