1. Protect Your Wealth & Health

4. Step 6: Preserve Your Wealth
Premium Estate Planning Package with Probate Avoidance
Will (including trusts for children/grandchildren)
Probate Avoidance Living Trust (includes a guide for funding your Living Trust)
Power of Attorney
Medical Power of Attorney
Living Will/Advance Directives
HIPAA Authorization
LifeVault
Access to national network of estate planning attorneys
Spouse included at no additional cost
Thank you, Charlsey! Now let’s discuss your partnership with NetLaw.
SMART guide provides interview type input
Comprehensive product that generates the essential state compliant documents most needed
No hidden fees- one price covers you and your spouse
Cloud based LifeVault allows you to update and access documents anywhere anytime
Fees:  
From there, your client will pay $8 per month beginning in month 13, to maintain the ability to have unlimited changes and document storage. This is an optional fee. The client does not have to continue to pay after the first year if the client does not wish to continue the service. However, the client will still have access to documents in their vault, but will no longer have the ability to make changes or add new documents to the vault.
We offer a 60 day grace period. There is no cost to reinstate during the first 60 days after your account is inactive. Between 3 to 6 months, there is a $79 reinstatement fee and then $8 per month thereafter to keep the account active. Over 6 months, there is a $250 reinstatement fee and then $8 per month thereafter to keep the account active.

6. When a Loved One
Passes Away

7. What to do when a loved one passes away.
Request multiple copies of the Death Certificate.
- Office of Vital Statistics
- Funeral Home
You will likely need to submit original Death Certificates (not photo copies or facsimile) to financial institutions.

8. What to do when a loved one passes away.
Locate all important papers.
- Wills and Trusts
- Life Insurance
- Deeds/Titles
- Bank and Investment Accounts

9. https://wfg.netlawinc.com/every-states-probate-laws
What to do when a loved one passes away.
Initiate Probate
- Probate is required, if the deceased passed away owning assets in his/her individual name.
- Probate assets cannot be transferred by anyone other than a court appointed Executor/Personal Representative.
- Note, assets owned jointly-with-rights-of-survivorship, assets with a beneficiary designation, and assets owned by a Trust, are not subject to Probate.

10. https://wfg.netlawinc.com/state-creditor-claims-periods
What to do when a loved one passes away.
Notify Financial Institutions
- Insurance Companies. Request death benefit claim forms Note, if you are not the beneficiary then you must be the Executor/Personal Representative to file the claim.
- Loan providers and credit card companies.
- Banks and other Financial Institutions. Its important to notify these institutions to protect against fraud. Note, that the institution will likely “freeze” these accounts.

11. What to do when a loved one passes away.
Notify Government Agencies
- Social Security Administration. Apply for survivor benefits. A surviving spouse or children can apply for a one-time $255 SSA death benefit.
- Survivor benefits for children under age 16 may also be available.
- Additional survivor benefits may also be available, such as VA benefits.

12. What to do when a loved one passes away.
Notify Employer regarding:
- Life Insurance
- Final Pay
- Tax Information

13. What to do when a loved one passes away.
Notify Service Providers
- Home and Auto Insurance
- Utility Companies
- Alarm Companies
- Cable
- Telephone/Cellular
- Gym/Club Memberships

15. NetLaw exists to help people protect their family, their health and their legacy with easy online estate planning.