1. T-Bills , T-Notes, T-Bonds

2. Treasury Bills  T-Bills
Mature in less than 1 Year// Period: 3 Month, 6 Month, 1 Year
Minimum Investment Amount: $100
Issued by Federal Government
Mainly taken out by large investing organizations like banks and finance companies b/c backed by the government-Risk free
Examples:
You invest $980 into a T-Bill,
After it matures receive $1000
Invest $970,000 & receive $1,000,000 after it Matures

3. Treasury Notes  T-Notes

4. Purpose
Treasury notes help fund shortfalls in the federal budget, regulate the nation's money supply, and execute U.S. monetary policy.

5. Example
Example: A 5% 10-year note ($1,000 principal) is purchased 91 days after the last coupon payment. The current coupon period contains 182 days.
A = 1000 x .05 (( 91 / 182 )/2) , solving
A = $12.50

6. Treasury Bonds  T-Bonds

7. Examples/How it Works Certificates given by the U.S government
Within a minimum of $1,000 to $5,000
Builds up in 10 years or more
It increases semi annually

8. Pros and Cons Pros Cons Safety
Usually higher interest rates than a regular savings account.
Easier to understand than a stock market
If inflation occurs interest rates drop very low
You first have to deposit more money. The start is $1,000.