1. SHOW ME THE PRICE TAG

2. Undergrad Estimated COA – Fall 2016 & Spring 2017 COMBINED
ON CAMPUS
GA Resident
On-Campus
NON Resident
Tuition*
$9,364
$27,574
Student Fees*
$2,270
Books & Supplies
$1006
Room*
$5,660
Board*
$3,956
Transportation
$1172
$1,882
Living Expenses
$2,780
Total
$26,208
$45,128

3. Types of Financial Aid Merit-Based Scholarship (Hope Scholarship)
Need-Based Grant (Pell Grant)
Non-Need Based Grants (HOPE Grant)
Student or Parent Loans
Employment Opportunities, Work Study
Military Aid and Grants
Savings Plans (Path2College)
While there are different sources for financial aid, there are also different types of financial aid.
Some are based on merit such as grades or test scores.
Some are based on financial need.
Some you have to pay back…loans.
And some you do not…grants, scholarships or work study.

4. Sources of Financial Aid
Federal Government
State Government
Colleges and Universities
Private Foundations
Employers and Private Companies
Professional and Service Organizations
Financial aid can come from many different sources.
The most common include federal and state government, as well as colleges and universities.

5. What are Some State Programs?
Academic or Merit Scholarships
HOPE Scholarship
Zell Miller Scholarship
Grants
HOPE Grant
Zell Miller Grant
Strategic Industries Workforce Development Grant (SIWDG)
HOPE GED Grant
Loan
Student Access Loan (SAL)
As most of you know, the HOPE Program is the state and lottery-funded financial aid program for Georgia.
The HOPE Program includes the HOPE and Zell Miller Scholarships that are based on merit.
The HOPE Grant isn’t initially awarded based on merit but recipients must maintain a 2.0 while they’re in school.

6. GAfutures.org
Georgia’s new resource to help students plan, apply and find affordable ways to pay for college
GAfutures supports GSFC’s mission to increase access to education beyond high school for Georgia students

7. GAfutures.org Financial Aid Information College Planning Tools
The basics, state and federal programs, calculators, repayment options, financial literacy tips, national scholarship search
College Planning Tools
Timeline, test prep, calculators, applications (admissions, financial aid), HOPE-eligible institutions highlighted, national college search
Career Exploration
Career assessments, interest profiler, Career Clusters and Pathways, skilled trades
My GAfutures for Students
Request high school transcripts, check HOPE GPA

8. GSFAPPS
If you choose to complete a GSFAPPS, students can access the application through their My GAfutures account.

9. Scholarship Search
The Scholarship Search uses a national database that can be searched by key word or you can use various filters to help narrow down your search.

10. FAFSA Homepage: FAFSA.gov
To get started filling out the FAFSA, we recommend you go to the official FAFSA site - FAFSA.gov.
Beware there are other websites out there that charge you to file the FAFSA. YOU SHOULD NEVER PAY SOMEONE TO FILL OUT OR FILE YOUR FAFSA. Free means free!

11. Factors that Influence EFC
Independent student/dependent student
Income (students and/or parents)
Savings
Assets
Number in college
Family Size
EFC is influenced by a number of factors that both you and your parents provide on the FAFSA.

12. 2016 – 2017 Interest Rates Direct and PLUS Loans Type of Loan
Direct Subsidized Loans (Undergraduates)
3.76%
Direct Unsubsidized Loans (Undergraduates)
Direct Grad Plus Loans
(Graduate or Professional Students)
5.31%
Direct Parent PLUS Loans
(Parent Undergraduate Students)
6.31%
Here are the 2016 – 2017 interest rates for direct and PLUS loans.

13. Federal Loan Program Limits
Academic Year
Initial Loan Amount for Dependent Students whose Parents are Eligible for a PLUS Loan
Base
Additional Unsubsidized
Annual Maximum Amount
Freshmen
$3,500
$2,000
$5,500
Sophomore
$4,500
$6,500
Junior/Senior
$7,500
Independent Students and Dependent Students whose Parents were Denied a PLUS Loan
Base
Additional Unsubsidized
Annual Maximum Amount
Freshmen
$3,500
$6,000
$9,500
Sophomore
$4,500
$10,500
Junior/Senior
$5,500
$7,000
$12,500
Depending on what type of loan you and/or your parents qualify for, there are some limits to the amount of funds you can receive.
First-year undergraduates are eligible for loans up to $5,500.
Amounts increase for subsequent years of study, with higher amounts for graduate students. The interest rates may vary based on when the loan is borrowed.

15. Duct Tape Scholarship Winners
To enter the Duct Tape Scholarship, you and your partner must be legal residents and at least 14 years old. Either opposite sex or same sex partners may participate. You must attend a high school prom and have your photo taken before, during or after the prom in your attire made using duct tape.
Costumes must be original and will be judged based on workmanship, originality, use of color, use of accessories, and use of duct tape.
Photos of the 10 finalist couples will be posted online for online voting.
For more information about the Duct Tape Scholarship Contest see, duckbrand.com

16. Zombie Apocalypse Scholarship
Application Deadline October 31
Award Amount $2000
Can you outsmart the Zombies at your school and win one of these strange scholarships for college? Write a short essay (250 words or less) about what you would do to survive if your school was overrun with Zombies, the walking dead. This scholarship is open to high school students ages 13+ and college students. For the Zombie Apocalypse Scholarship Application for 2014 go to
Superpower Scholarship
Application Deadline March 31
Award Amount $2500
Do you love Batman? Superman? Would you like to be a superhero? Write a short essay (250 words or less) about “Which superhero or villain would you want to change places with for a day and why?” Open to high school students ages 13+ and college students. For Superpower Scholarship application and information see

17. Financial Aid Award Offer
Name: Doe, John
ID: Award #: 01
May 21, 2017
Housing: On-Campus Estimated Cost of Attendance Semesters $18,305
Residency: In-State Expected Family Contribution
Established Financial Need $18,305
Type of Aid
Fall
Spring
Summer
Total
Accept?
Federal Pell Grant
$2,907
$2,908 $0
$5,815
Yes or No
HOPE Scholarship*
$3,495
$6,990
Federal Direct Loan – Sub
$1,750
$3,500
Federal Direct Loan - Unsub
$1,000
$2,000
Total for Academic Year
$18,305
This is an example of how your financial aid award could be broken down.
In this particular award, we’ll point out a few things:
There is no EFC.
This student received the max amount for the Federal Pell Grant.
This student also received the HOPE Scholarship.
Then the student has the option of accepting some subsidized and unsubsidized direct loans to make up the remainder of the cost.
*Estimated HOPE Scholarship award amount for 15 credit hours per semester at University of Georgia. Award amounts vary by institution.

18. We’re Here to Help You
We currently have six representatives across the state that are here to help you. In the next few weeks we will have two new reps in the metro-Atlanta area that will also be available to provide assistance.
Please do not hesitate to contact any of us.