1. P/E Capital Investments manages the wealth of select families and business owners. P/E Capital Investments does not provide tax or legal advice. It is strongly recommended that you consult your professional advisor prior to implementing any of the strategies mentioned here within. This presentation does not offer or imply solicitation of any type. If you have questions or desire a complimentary analysis of your retirement readiness, or call toll free to

2. About us P/E Capital Investment Management Partners
dba P/E Capital Investments is a Registered Investment Advisory firm in the
State of Illinois with CRD# For more information about the firm,
please visit click on Broker Check/firm
Eliseo Jojo L. Prisno, a Chartered Retirement Planning Counselor is an
Investment Advisor with CRD# For more information about the advisor,
please visit click on Broker Check/individual.

3. Financial Education Series

4. SECURITIES MARKET APPRECIATION

5. WHAT ARE SECURITIES STOCKS BONDS 11% 1-8% 4% DOWN SIDE RETURN
HISTORICAL AVERAGE
STOCKS
(EQUITY)
“YOU OWN”
YES, THERE’S DOWNSIDE
(YOU MAY LOSE PRINCIPAL)
INFINITY
(NO LIMIT)
11%
BONDS
(FIXED INCOME)
“YOU LOAN”
NO DOWNSIDE
(PRINCIPAL IS GUARANTEED)
1-8% 4%

6. S&P 500 Historical Return 1999 21.04% 14.37 2000 −9.10% 13.06 2001
−11.89%
11.49
2002
−22.10%
8.96
2003
28.69%
11.53
2004
10.88%
12.78
2005
4.91%
13.41
2006
15.79%
15.53
2007
5.49%
16.38
2008
−37.00%
10.97
2009
26.46%
13.87
2010
15.06%
15.96
2011
2.11%
16.30
2012
16.00%
18.91
2013
31.00%
24.77
2014
11.03%
27.56

7. The Power of COMPOUNDING
RULE OF 72: 72 / X = 2X
72 / Rate of Interest = The Number of Years Money will Double
YEARS 3% 6%
12%
$10,000 6
$20,000 12
$40,000 18
$80,000 24
$160,000 30
$320,000 36
$640,000 42
$1,280,000 48
$2,560,000

8. The Lost Decade (2000 – 2009) 2000 −9.10% 13.06 2001 −11.89% 11.49
YEAR
RETURNS
INVESTMENT
2000
−9.10%
13.06
2001
−11.89%
11.49
2002
−22.10%
8.96
2003
28.69%
11.53
2004
10.88%
12.78
2005
4.91%
13.41
2006
15.79%
15.53
2007
5.49%
16.38
2008
−37.00%
10.97
2009
26.46%
13.87

9. The Prosperous Decade (1990 – 1999) 1990 -3.10% 2.61 1991 30.47% 3.41
YEAR
RETURNS
INVESTMENT
1990
-3.10%
2.61
1991
30.47%
3.41
1992
7.62%
3.67
1993
10.08%
4.04
1994
1.32%
4.09
1995
37.58%
5.63
1996
22.96%
6.92
1997
33.36%
9.23
1998
28.58%
11.87
1999
21.04%
14.37

10. The Recovery (past 5 years)
RETURNS
INVESTMENT
2007
5.49%
16.38
2008
−37.00%
10.97
2009
26.46%
13.87
2010
15.06%
15.96
2011
2.11%
16.30
2012
16.00%
18.91
2013
31.00%
24.77

11. S&P 500 Numbers
DATE
S&P 500
CHANGE %
CORRECTIONS
MONTHS
Dec 31,2004
1,173.78
Oct 31,2007
1,545.79
893.78
76% 5 34
Feb 01,2009
735.09
(810.70)
-53% 8 16
Nov 28,2014
2,067.56
1,332.47
181% 15 70
Cumulative inflation between : 26%
Source:
Cumulative return of S&P 500 between : 76 %
Note: corrections are market movements of more than -5%

12. A Paradigm Shift in Perspective
-- A NEW APPROACH IN
ASSET ALLOCATION
-- STRATEGY TO PRESERVE
THE HIGHEST HISTORICAL
PORTFOLIO VALUE
-- EMBRACING VOLATILITY
AS AN OPPORTUNITY

13. Your Buckets (Asset Allocations) Your Estate Pass on (Growth Driven)
Your Inflation Fighter
(Market Participation)
Your Guaranteed Income
(Market Neutral)

14. Inflation Fighter with Predictable Income Predictable Income and
Investment Solutions
LEGACY FUND
Growth Driven
- Stocks
- ETF (Exchange Traded Funds)
- Hedge Funds
(for High Net Worth)
LIFESTYLE FUND
Inflation Fighter with Predictable Income
- Growth and Income Mutual Funds
- VA Contracts with Actively
Managed Separate Accounts
High Dividend Stocks
LTC Reserve (Hedged Savings)
LIVING FUND
Predictable Income and
Guaranty on Principal
- FIA (Fixed Index Annuity)
- FA (Fixed Annuity)
- VA with Market Lock Feature
- MLP High Dividends
(non-qualified)

15. Equity Driven Contract with Market Lock FEATURES
Preservation of Highest Historical Value
Equity Driven Contract with Market Lock FEATURES
Statement Number
Account Value
Income Value S1
100 S2
110 S3 95 S4
115 S5
105 S6
114 S7
120 S8
117
117
100
100

16. How to Navigate Volatility
THE INVERSE CORELLATION
OF MARKET INDECES
(S&P 500, DOW Jones Industrial Average)
and the
CBOE (Chicago Board of Options Exchange)
VOLATILITY INDEX (VXX)

17. S&P500 vs the CBOE Index (VIX)

18. We are in the business of “MANAGING OUR CLIENT’S RISK”
You may visit us at:
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