1. Surf Life Saving GB
Club Management

14. For further information

15. How to change your structure

16. Duty of Care & Health and Safety

17. Duty of Care
A Life Saving Organisation that trains Lifeguards and provides safety cover for Club activities and other aquatic sporting events has a special Duty of Care because the knowledge, skills and expertise applied carry with them an implied trust. In this expectation, a volunteer is not protected because they are not employed - the same standards must be maintained. It follows therefore, that the “Person in Charge” of Club activity has the responsibility to ensure that all under their control fulfils this expectation. The Club has to consider how to balance their legal obligations with risk assessments for the safe management of the Club activities whilst maintaining a practical and common sense approach. This requires critical assessment and appropriate response but at all times ensuring the safety of all those involved

18. Legal Obligations and Guidance
It is essential to note the requirement of law to ensure the protection of volunteers and the public: The Health and Safety at Work Act 1974 (HASAWA) sets out the legislative requirements for safety to employers, to employees and members of the public.
Put simply, it is a legal requirement that is, clear and relevant to the leisure industry and therefore to Life Saving Clubs and their volunteers. HASAWA states that employers (pool owners, local authorities, non-profit making companies/charitable bodies etc.) must do everything reasonably practicable and foreseeable to ensure and manage the health, safety and welfare of employees and third parties affected by their operations. In this regard an employee is no different to a volunteer.
In the event of any proceedings for non-compliance, Section 40 of the HASAWA clearly places the burden of proof squarely on the defendant to prove that they did everything reasonably practicable.
Other applicable regulations that stem from the HASAWA include the following;
Management of Health & Safety at Work Regulations 1999
Control of Substances Hazardous to Health Regulations 1992
Manual Handling Operations Regulations 1992
Provision & Use of Work Equipment Regulations 1998
Electricity at Work Regulations 1989
RIDDOR Regulations 1995

19. Template Constitution & Policies

20. General Policies of the Club
Safeguarding Policy Statement
Health & Safety Policy
Codes of Conduct for
Adult Members
Junior Members
Parents/Carers
Officials and Volunteers

21. Insurance

22. SLSGB Members Club Insurance Cover Policy Details
Business Description
National governing body of surf lifesaving in Great Britain established to save lives on Britain’s beaches and engage in search and rescue activities and to provide education in all areas relating to lifesaving, sea, inland waters including flood search and rescue/response and resuscitation for the benefit of the public by;  
The provision of support for and maintenance of a network of affiliated clubs with similar objects
The promotion and improvement of national and international standards, qualifications and training in water safety, water safety event management and training,
Search and rescue, lifesaving, coaching, resuscitation and first aid
The promotion and organisation of beach and pool training, water sports, lifesaving and search and rescue activities for training, recreation and enjoyment that encourage fitness, team work, responsibility and excellence in pursuit of these objects
The promotion and the provision of voluntary lifesaving, search and rescue services to the community and public at large. Duke of Edinburgh Award licence holder for the activities as disclosed to Aviva.
The above extends to cover members and member clubs activities and events accredited and/or recognised by Surf Life Saving GB.

23. Public & Products Liability
Insurer
Aviva
Limit of Indemnity
£10,000,000 in respect of any one event or all events of a series consequent on or attributable to one original cause. The maximum amount Aviva will pay is the Limit of Indemnity and any Costs and Expenses.

24. Group Personal Accident
Insurer
Aviva
Insured persons
All members of Surf Life Saving GB resident in the UK
Operative time
Whilst participating at/or travelling to/from a Surf Life Saving GB event or at a Surf Life Saving GB approved activity

25. Personal Accident & Business Travel
Insurer Chubb Insured persons Any employee, Coach, Official, Team Manager or Team Member of the insured resident in the UK Operative time - Foreign Business Travel including incidental holiday Personal Accident Benefits Business Travel Benefit

26. The SLSGB Members Activities covered by the SLSGB Insurance as defined in the above Policy Details

27. Note: SLSGB Member activity includes those who are Competitors, Spectators, Coaches, Helpers, Trainers, Officials, First Aid and Safety Officers and Educators as appropriate to the event. 
1) Participation in Sport Competitions organised and run by a SLSGB Club
The event must be formally accredited by SLSGB in writing. Event Safety must be run by an SLSGB qualified Event Water Safety Manager.
All involved must be current members of SLSGB (Day membership OK)

28. 2) Participation in Sport Competitions organised and run by SLSGB
 All involved must be current members of SLSGB (Day membership OK)
3) Participation in SLSGB Club Training, Coaching and Education Activity
All involved must be current members of SLSGB (Day membership OK)
Those leading/delivering the activity must be appropriately qualified in accordance with SLSGB guidelines.
The activity must not be a commercial arrangement for profit or reward “A business activity” (covering costs such as pool and equipment hire is not a business activity

29. 4)SLSGB Member only Activity attending SLSGB Recognised Events (not run by SLSGB or an SLSGB Club) Recognised Events are:-
ILSE European Championships and Inter Clubs;
ILS World Championships and Inter Clubs;
Events organised or run by SLSA Wales and SLSA Wales Clubs;
Events Organised and Run by an ILS or ILSE full member organisation and run in accordance with the ILS Rules and Regulations;

30. 5) Life Guard Patrol Activity
Club must have a formal current Patrol Agreement with SLSGB.
The Patrol activity must be managed and led by the Club and be fully compliant with the SLSGB Patrol Framework. 
6) Other Search and Rescue (Flood and Terrestrial)
Only for approved Training activity or for promoting and display activity
Note: Deployment activity is covered by the insurance of the Statutory Authority that has deployed those involved

31. Insurance Cover that SLSGB Clubs should consider
Employers Liability
To cover bodily injury to volunteers during the course of carrying out volunteer work for the Member Club.
Public & Products Liability
To cover bodily injury including death, illness, disease or nervous shock to a third party or damage to third party property as a result of the Member Clubs Legal Liability resulting from members activities and events NOT accredited and/or recognised by Surf Life Saving GB.

32. Management Liability
To cover the amount a club official and/or the club becomes legally liable to pay to any claimant in respect of any claim including defence costs, awards of damages, awards of costs, settlements in respect of any actual or alleged act, error or omission committed or attempted by a club official arising from the performance of their duties including:-
Breach of any duty including fiduciary or statutory duty
Breach of trust
Negligence, negligent misstatement, misleading statement or negligent misrepresentation
Defamation
Breach of warranty of authority
Any other act, error or omission attempted or allegedly committed or attempted by an official solely as a result of their role as an officer of the Club

33. Thank you
Questions?