1. Student Funding For Undergraduate, Full time Home (UK) Students

2. Constant Change
2006/07 to 2011/12
Tuition Fees (£3, £3,465.00)
Maintenance Loan
Maintenance Grant
University Bursary

3. Constant Change 2012/13 to 2014/15 Tuition Fees (£9,000.00)
Maintenance Loan
Maintenance Grant
National Scholarship Programme

4. Constant Change 2015/16 Tuition Fees (£9,000.00) Maintenance Loan
Maintenance Grant
University Bursary

5. Constant Change 2016/17 Tuition Fees (£9,000.00) Maintenance Loan
University Bursary

6. Constant Change 2017/18 Tuition Fees (£9,250.00) Maintenance Loan
University Bursary (Derby+)

7. Support Available Financial support comes in various forms:
Tuition Fee Loan (Student Loan)
Maintenance Loan (Student Loan)
Derby+ Bursary (University of Derby)
NSP will be withdrawn after 2014/15

8. Payment of fees
You can apply for a Tuition Fee Loan for the full amount of your annual tuition fee
If you take this loan, you will not need to pay your course fees upfront
This is non-income assessed
If you don’t apply for a Tuition Fee Loan you will need to pay your tuition fees annually

9. Maintenance loan
Max £8,430* if living away from parental home and studying outside London
Max £7,097* if living at home
* Additional amount available for Health (NHS) Courses (approx. £500 - £700)

10. Maximum loan – 2017/18
Full year rates
Maximum available
Does not depend on income
Does depend on income
Elsewhere
£8,430
£3,928
£4,502
Students living at parental home
£7,097
£3,122
£3,975

11. Maintenance Loan

12. Other financial help
Parents’ Learning Allowance* (Income assessed) of up to £1,617 a year
Childcare Grant* (Income assessed) of up to £ a week for one child or £ per week for 2 or more children
Adult Dependants’ Grant* (Income assessed) of up to £2,834 a year

15. Assessment for support
Parental income
If your parents are separated or divorced, it is the income of the natural parent you normally live with
If that parent has remarried or lives with a partner, it is the income of the natural parent the student normally lives with and their spouse or partner’s income

16. Assessment for support
Married
Partner's income
Independent Status
Over 25
Self supporting for 3 years
Responsible for a child
Estranged
No living Parents

17. Payment of loans Loans are paid in three instalments:
September (after enrolment)
January
April
Loans are not repayable until after the course is completed

18. Repayment of loans
Student loans for tuition fees and living costs are not repayable until after you have finished studying and you are earning over £21,000 a year
Remaining balances will be written off after 30 years

19. Amount of salary from which 9% will be deducted
Repayment of loans
Income each year
Monthly repayment
Amount of salary from which 9% will be deducted
Up to £21,000 £0
£21,700
£5.25
£700.00
£25,000
£30.00
£4,000
£30,000
£67.00
£9,000
£35,000
£105.00
£14,000
£40,000
£142.00
£19,000

20. Repayment Example Tuition Fee Loan £9,250.00
Maintenance Loan £8,430.00
Total (3 years of study) £53,040.00
Based on a starting salary of £19, and a final salary of £30,000.00
Total repayments
(over 30 years) £23,563.00
Source: The Complete University Guide

21. Derby+ Bursary
Provides targeted financial assistance with the costs of higher education to all Full Time Undergraduate students
Students can receive up to £1,000 per academic year of study

22. Derby+ Bursary Household income Award
£ £25, £1,000 (£900 plus £100 Study card)
£25,001 - £36,592 £600 (£500 plus £100 Study card)
£36,593 and above £100 Study card

24. Postgraduate Loans You can get up to £10,280 for your whole course.
If you’re studying for 2, 3 or 4 academic years, the loan will be divided equally across each year of your course.
The loan is paid directly to you as a contribution towards your course and living costs.
The loan isn’t based on your household income.

25. Postgraduate Loans
You’ll only start repaying when your income is over £21,000 per year.
You’ll pay back 6% of your income over the minimum amount (‘threshold’).
Example You earn £30,000 a year (gross). This is £9,000 over the annual threshold. You’ll repay £45 each month.

26. Helpline: (01332)
10-11am & 1-2pm (Monday-Friday)
Funding queries:
General queries:
Appointments: (01332)