1. Real Insurance Solutions

2. General Liability Products
General Public Liability
Premises
Tenants
Broadform non-accidental basis
Industry Specific Extensions available for custom made solutions
Products Liability Ground Up
Includes Defective Workmanship and incidental design cover
Incidental Advice in conjunction with sale of Products
Inefficacy(failure to perform) , Pure Economic (Financial)Loss extensions also available for certain business types
Extensions can include
Statutory Legal Defence for nominated Statutes
Wrongful Arrest
Employers Liability
Defamation

3. Adventure Operators Liability
Cover for
Low Risk Activities
Whale Watching from Beach
Medium Risk Activities
Canoeing
High Risk Activities
Big Swing/Bouldering
Very High Risk Activities
Bungee Jumping
Tailored to the Adventure Operators markets with core focus on risk management
Mitigation Covers as standard
Experience and operating procedures form part of industry assessment
Over 70 Adventure Type activities Rated

4. Environmental Risks Insured Risks Cover for Transit/Transporters
Premises
Cover for
Clean Up
Consequential Injury/Damage
Business Interruption following a
Biodiversity Event

5. Professional Indemnity Covers
Fitness Advisors
Equestrian Instructors (Qualified and Trainee) under the Equesential Product
Sporting Coaches
Adventure Guides
Small to Medium Businesses
Target Sector:

6. Directors and Officers Liability Cover
Covering ALL Current, Past and Future Directors, Officers or Managers of an Organization
For Awards,Legal Defence and Investigation Costs incurred
Brought about by Shareholder, Stakeholders and any other affected party
Arising out of an alleged wrongful act , error, misstatement, act/omission, negligence or a breach of fiduciary duty

7. Events Liability Cover
Annual Events Cover
Special Event Cover
Event Cancellation Cover
Prize Indemnity Cover

8. Equisential Cover
Incorporates cover for Equine Professionals and Facilities :
General Public Liability
Risks associated with personal Injury and Property Damage whilst undertaking Coaching/ Teaching Activities
Risks associated with managing /owning or running a livery yard/riding school
Professional Indemnity
Covers Legal Liability for a breach of Professional conduct whilst Coaching/Teaching
Assist with Risk Management tools to keep up to date with managing risk
Allows professional to Coach/Teach anyone anywhere in RSA