1. Agency Update High level Roadmap (Draft)
Q1-2017
Q2-2017
Q3-2017
Q4-2017
UCD
Implementation and Rollout
UCD Required for Borrower CD
ULAD/URLA
Implementation Date TBD
ULDD Phase 3
Implementation Date TBD
Fannie Mae / Freddie Mac / FHFA
eMortgage (eNote Spec)
Develop draft specification
Review/ finalize
Publish
Implement
eMortgage (MERS)
Finalize requirements
MERS implement
GSE / industry implement
CSP
CSP Release 2 / Single Security
eCase Binder
Implementation Date TBD
Credit Report
Implementation Date TBD
FHA
UCD Collection
Implementation Date TBD
ULAD/URLA
Implementation Date TBD
HMDA Reporting
Lenders Begin
To Collect Data Under New Rule for Loans That Might Reach Final Disposition in 2018
Lenders/Technology Partners – Prepare for new HMDA Reporting
CFPB
Submit to FRB by March 1 – Old Rule
Know Before You Owe
Implement Revised Rule. Implementation Date TBD
Proposed Rule Revision. Rule Date unknown
Ginnie
Mae
PDD
Implementation Date TBD
Note – this document contains estimated dates and timelines for Agency initiatives. All information is subject to change.
Last updated: 1/6/17

2. Agency Update High level Roadmap continued (Draft)
2018
2019
2020
2021
Implementation and Rollout
UCD
UCD Required for Seller CD
ULAD/URLA
Implementation Date TBD
Fannie Mae Freddie Mac/FHFA
ULDD Phase 3*
Implementation Date TBD
eMortgage
Implement and Act on Action Plan (Timing TBD)
eCase Binder
Implementation Date TBD
Credit Report
Implementation Date TBD
FHA
UCD Collection
Implementation Date TBD
ULAD/URLA
Implementation Date TBD
HMDA Reporting
Lenders/Technology Partners – Prepare for new HMDA Reporting
CFPB
1/1 Low volume institution exclusions effective
1/1 Begin
To Collect Data Under New Rule
3/1 Submit 2017 data to CFPB – Old Rule Data, New pipe delimited format
3/1 Submit 2018 data under New Rule to CFPB
1/1 Effective date for quarterly reporting provisions
Know Before You Owe
No known new requirements for 2018 and later
Implementation Date TBD
Ginnie
Mae
PDD
Note – this document contains estimated dates and timelines for Agency initiatives. All information is subject to change.

3. Agency Reporting Requirements in Production
Agency Update
Agency Reporting Requirements in Production
Agency
Reporting Requirements
Government Sponsored Enterprises (GSEs)
UAD – Uniform Appraisal Dataset
ULDD – Uniform Loan Delivery Dataset
Conference of State Bank Supervisors (CSBS)
MCR – Mortgage Call Report
Securities and Exchange Commission (SEC)
Regulation AB 2
Federal Reserve
Comprehensive Capital Analysis and Review (CCAR)
Dodd-Frank Stress Tests
Office of the Comptroller of the Currency (OCC)
MMR – Mortgage Metrics Report
Consumer Financial Protection Bureau (CFPB)
HMDA – Home Mortgage Disclosure Act
Federal Housing Authority (FHA)
Electronic Appraisal Delivery (EAD)
TOTAL Scorecard
Page 3 – Compiled by MISMO Staff