1. 2015-2016 Northside High School
Financial Aid Opportunities Night

2. Graduation Requirements
4 English credits 4 Math credits 3 Social Studies credits 3 Science credits ½ Oral Communication ½ Health 1 ½ Physical Education ½ Fine Arts credit 6 Elective credits Total of 23 credits
SMART Core
Math:
4th math above Algebra 2
Science:
Physical Science
Biology
Chemistry or Physics

3. See counselor for application.
Credit Recovery
Basic School
November 4 – December 10
January 7 – February 11
February 17 – March 31
April 4 – May 5
See counselor for application.
The
A School of Choice

4. You Can’t Afford Not To Go To College
2014 U.S Bureau of Labor Statistics
Average Income/ Bachelor’s Degree $57,252
Average Income/ HS Diploma $34,736
Difference $22,516
Difference over 30 years $675,480

5. You Can’t Afford Not To Go To College
College Board
Average cost of tuition and fees for one year of college at a public, in-state institution was $9,139.
Four years, the cost would be $36,556.

6. You Can’t Afford Not To Go To College
Spend $37,000 over the next four years.
Make $676,000 more over the next thirty years.
Investment: $37,000
Return: $676,000

7. Financial Aid
Financial aid is money to help pay for college or career school. 
Financial aid is available from a variety of sources for college and career school.
Financial aid comes in the form of scholarships, grants, work-studies, and low-interest loans.

8. Types of Financial Aid
Scholarship- money for college that you will not be expected to repay. (Merit-based)
Grant- money for college that you will not be expected to repay. (Need-based)
Work-study- a work program through which you earn money to help you pay for school.
Low-interest loan- borrowed money for college or career school; you must repay your loans, with interest.

9. Financial Aid Sources Aid can come from: U.S. Federal Government
State Government
College/Institution
Non-profit/private

10. FAFSA Free Application for Federal Student Aid

11. FAFSA Free Application for Federal Student Aid

12. FAFSA Free Application for Federal Student Aid
For the 2016–17 year, you can apply between Jan. 1, 2016 and June 30, 2017.
However, there are a few first come, first served federal student aid programs, so be sure to apply as soon as you can.
FAFSA4Caster

13. Federal
PELL Grant
Teacher Education Assistance For College and Higher Education (TEACH) Grant
Iraq and Afghanistan Service Grant
Federal Supplemental Educational Opportunity Grant (FSEOG)
William D. Ford Direct Stafford Loan
Direct PLUS Loans
Federal Work-Study

14. Student Loans
While taking out a loan is not always desirable, taking out a loan on something that will increase in value can be to your advantage.
Remember, the average income difference with a Bachelor’s Degree compared to a High School Diploma is $22,516.
Be careful. Be smart. Be advised.

15. State Academic Challenge Scholarships
Scholarship Deadline to Apply: June 01, 2016
Requirements: ACT score of 19 to qualify.
FAFSA required.
4-Year Institution
$1,000 Freshman
$4,000 Sophomore
$4,000 Junior
$5,000 Senior
($14,000 Total)
2-Year Institution
$1,000 Freshman
$3,000 Sophomore
($4,000 Total)

16. State Governor’s Distinguished Scholarship
Scholarship Deadline to Apply: February 01, 2016
Requirements: 32 on the ACT or 1410 on the SAT, and a 3.50 academic grade point average, or those who are named National Merit Finalists or National Achievement Scholar.
It pays tuition, mandatory fees, room and board up to $10,000 per year.

17. State Higher Education Opportunities Grant (GO! Grant)
Scholarship Deadline to apply: June 01, 2016
Requirements: Must meet income requirements, FAFSA Required.
Up to $1000.

18. State
The website for state financial aid information is

19. College/Institutional
Institutions of higher education offer their own financial aid packages.
These can be accessed by going to the institutions website and accessing their financial aid/scholarship pages.
Here is an example: Go to “Future Students” “Financial Aid/Scholarships”

20. Non-Profit/Private
There are a multitude of private and non-profit organizations who offer scholarships on a national, state, and local level.
Many of these scholarships can be accessed through the Northside High School web page.

21. Non-Profit/Private
Tasseltime is another great resource for searching for scholarships.
Tasseltime can be accessed through the Northside High School web page.

22. Where To Look
Foundations, religious or community organizations, local businesses, or civic groups.
Organizations (including professional associations) related to your field of interest.
Ethnicity-based organizations.
Your employer or your parents’ employers.

23. Warning
You should never pay to receive help with your financial aid and student loans.

24. Scenario Average cost of four years of college. $36,556
Average yearly Pell Grant , $3, $14,164
Arkansas Challenge Scholarship $14,000
Difference $ 8,392
$8,392 / 4 = $2,098 per year
Part-time work, student loans, miscellaneous scholarships and grants, work study

25. Advice
Meet with a financial aid advisor before deciding you cannot afford to go to college. You may be surprised.

26. Disclaimer
Your student’s high school counselor is not a financial aid advisor. While we may provide general information, you should contact the college’s financial aid department for more information regarding costs and meeting those costs.

27. Resource

28. January, 2016 NHS Financial Aid Night
Be Watching
January, 2016 NHS Financial Aid Night