1. QZAB Presentation Dr. Appu Kuttan – Chairman
National Education Foundation (NEF)
2017

2. NATIONAL EDUCATION FOUNDATION (NEF founded 1989) and
STATE UNIVERSITY OF NEW YORK (SUNY)
$100 MILLION QZAB MATCH GRANT&
QZAB ACADEMY PROGRAM 2

3. NEF Founder and Chairman…
DR. APPU KUTTAN
● Global STEM+ Education Leader
● National QZAB Expert
● Philanthropist
● Innovator, Author & Mentor
● Advisor to National & Global Leaders
● World Economic Forum Award (2016) 3

4. Our “A Team”… www.QZAB.org DR. ART STELLAR DR. TONY BETRUS
● Superintendent & QZAB Expert
● 25 yrs Supt. in NY, MA, OK, NC
● 2015 AASA Distinguished Service Award
Our “A Team”…
DR. TONY BETRUS
DR. TODD ULLAH
● VP of STEM Education
● Nat’l STEM Education Leader
● 2014 CSTA Administrator of the Year
● NEF’s STEM+ Academy Nat’l Director
● Nat’l Instructional Tech Leader
● SUNY Professor 4

5. NEF PARTNERS www.QZAB.org Banks & Bond Counsels
All 50 States QZAB Divisions
Tech Companies
CEFPI
Energy Companies
Local Universities & Colleges
National K-12
Global IT & Business 5

6. How Qualified Zone Academy Bonds (QZAB) Work
0% Interest Funds to Finance:
School Renovation, Energy, Equipment, Technology, Teacher Training & STEM
Fed pays interest via tax credit to banks
Eligible Districts/Schools = 35% or more students on Free/Reduced cost meals
$400 Million/year to States. See State allocations at
Can apply for all available state allocation
First-come, first-served
Extension Urgency: Congress wants most of $400 Million issued by September, 2017 6

7. NEF & QZAB
NEF has donated $200M+ QZAB Match with top-rated online courses
Goal: in 5 years, provide world class STEM+ education for 1 million US students
Rationale: 1. US schools need $ for renovation, energy, tech, school security, STEM etc.
2. US students ranked 31/35 industrialized nations in math
3. Trump’s proposed $10.6B education budget cut
NEF and SUNY provide the most cost-effective QZAB STEM+ Academy
Guarantees:
1. Student performance -- advance a subject grade level in learning hours
2. HS students can earn SUNY college credits for $60 vs $680
Provide:
Total Holistic STEM System Solution:
STEM Academics
STEM Application
STEM Hands-On
STEM Project-Based 7

8. Why Do QZAB? Net Savings + QZAB STEM Academy
Savings for the School District for every $1 Million, 20-year QZAB
Interest (Fed pays interest for 20 yrs via tax credit) $500,000
Energy & Maintenance Savings & Utility Incentives, using $500,000
(20 $75,000/yr -conservatively 15%/yr savings) $1,500,000
Interest earned (on $1 1% for 1 yr) $10,000         
Savings on education software (5 yrs of NEF-SUNY yr)     $100,000            
TOTAL SAVINGS                          $2,110,000
COST for the District:    
Principal Payments ($50,000/yr x 20 yrs, no interest) $1,000,000
Payment for NEF/SUNY Academy Implementation Services,
5% of QZAB/yr for 5 yrs paid out of QZAB proceeds (thus effectively 2.5% to District),
NO out-of-pocket cost; 30% given back to District in cash and 70% in services) $250,000
TOTAL COST                                 $1,250,000
NET SAVINGS                                 $860,000
NEF Match Donation ($100,000 per year for 5 years)       $500,000     
                                            
TOTAL BENEFITS for a $1 million QZAB  $1,360,000 8

9. 7 Ways to Save with QZAB www.QZAB.org NO Interest for up to 25 years
Energy Savings pays for annual principal payments
Reimbursements from utility companies
Curriculum Software & Services as a result of NEF STEM+ Academy
Interest from the QZAB funds prior to deployment
NEF-subsidized 5% per year fee for the Academy implementation by SUNY (30% cash given back for Stipend, Incentives and Hands-on STEM, % for Personalized learning system and services for students, teachers and parents, 30% to SUNY for continuous monitoring, support and college credits)
5% fee becomes 2.5%, since the District can include the fee in the QZAB amount paid over years 9

10. What You Pay & What You Get
Pay NEF: 5% of QZAB/year for up to 5 years for the QZAB STEM+ Academy
(2.5%/year cost to District by including it in QZAB)
Get from NEF:
30% cash back for student incentives, teacher/director stipends, hands-on STEM
40% for Personalized learning for students, teachers and parents, LMS, Mentoring
30% for SUNY services -- continued monitoring, support, certificates and college credits
Guarantees:
1. Student performance -- advance a subject grade level in learning hrs
2. HS students can earn SUNY college credits for $60 (90% subsidy) 10

11. 4 Criteria
Composition of the student body (35%+ Free/Reduced Lunch)
Match contribution(s) 10%+
Academy education plan (“to prepare students better for the rigors of college and workforce”)
Use of bond proceeds for Projects — projects plan
Note: NEF helps you meet these. 11

12. NEF’s QZAB Match Donation
(10-50%)
NEF donates top-rated personalized learning courses for all your K-12 programs
3,000 Courses Donated as QZAB Match:
● Pearson SuccessMaker & GradPoint – Top-rated, K-12 personalized learning courses in STEM+ (STEM, ELA, Science, Social Studies, SAT/ACT prep) mapped to your state’s standards
NEF Match meets the 3 IRS mandates:
Below fair market value (documented)
Relevant to the QZAB Academy
Total donation, NO discounting
● Skillsoft – 2,500+ top-rated IT, business & professional development courses & live mentoring; includes 100+ IT, Career Tech and Business Certifications
● SUNY – Top-rated Digital Literacy, IT, Business
See all the courses at 12

13. QZAB Academy Total Holistic System Solution Services
1. Personalized learning for students, teachers, staff, and parents
2. Stipends/salary for Academy Director and teachers (key to academy success)
3. Learning Management System
4. Mentoring
5. Motivational Rewards for:
Students (Minecraft, iPhones, iPods, STEM Design software, SUNY credits and certificates etc.)
Teachers and Principals (Stipends & Professional Development Training)
Parents (Job Skills Training)
Fitness – Stipends and support for tracking school fitness and participating in competitions
6. Teacher training
7. Tech support
8. College credits ($60/credit from SUNY vs $680, a 90% subsidy) 13

14. Testimonials www.QZAB.org 14
“Our NEF-SUNY QZAB STEM+ Academy, set up with NO out-of-of pocket QZAB funds, helped to take our students
from the bottom 50% to the top 30% in Ohio state test scores, while improving the attendance rates and enthusiasm levels of our students. In addition, our students can now earn college credits inexpensively from SUNY."
-- Dr. Shana Wydra, Academy Director, Steubenville SD, OH
“We’ve lost about 400 students in the last six years and QZAB NEF-SUNY STEM+ Academy has allowed us to bring those students and revenues back.” -- Scott West, Academy Director, Gallia SD, OH
“QZAB NEF-SUNY STEM+ Academy has provided a huge improvement to school morale and students wanting to be here.” Joel Matuk, Academy Director, Minersville SD, PA
“Since we implemented the QZAB STEM+ Academy last year, we noticed significant growth within each child’s abilities” Lisa Franklin, Math Teacher, Warren County SD, PA
"Your program is very impressive. ... Thanks for all you do for students.”… Dr. Mark Johnson, Supt. of Public Instruction, North Carolina
“I just like to say thank you for all you do for the kids in all the academies. Dr. Kuttan, you truly are a giving person.” Bruce Hotlosz, STEM director, Martins Ferry Schools
See and for additional Testimonials
See ABC News video on NEF’s 2017 National STEM Academy of the Year Award to Martins Ferry: 14

15. WIN-WIN-WIN STUDENTS Parents/Teachers Schools & Communities
NREA (2% + Mission)
NEF, SUNY, USA 15

16. See video: https://www.youtube.com/watch?v=BHKUMbtka8o
Testimonials
Dr. Kuttan, age 75, won the Fitness (“push up running”) Challenge with Martins Ferry, Ohio Students, and Teachers in May, 2017, and decided to give “Funds for Fitness” to all NEF-SUNY academies to improve the alarming fitness condition of many of our students
See video: 16

17. Dr. Kuttan performing cardio salsa to motivate students 17

18. ABC News video on NEF’s 2017 National STEM Academy of the Year Award https://youtu.be/ZWKDHkgrcbA 18

19. $100 Million in NEF QZAB Grants to help School Districts Secure $400 Million
Contact Dr. Appu Kuttan
(for QZAB Grants)
(for all STEM Grants) 19