1. CATHAY ENHANCED LADY ENDOWMENT

2. PARTICIPATE CONDITION
CONTENT
PARTICIPATE CONDITION
INSURANCE BENEFIT
ILLUSTRATION

3. CATHAY ENHANCED LADY ENDOWMENT CONDITIONS OF PARTICIPATION
Policy Term 8
YEARS 12
YEARS 18
YEARS
Premium Paying Period
Age of LA
18 ~ 53 yrs old
18 ~ 49 yrs old
18 ~ 43 yrs old

4. PARTICIPATE CONDITION
CONTENT
PARTICIPATE CONDITION
INSURANCE BENEFIT
ILLUSTRATION

5. CATHAY ENHANCED LADY ENDOWMENT
INSURANCE BENEFIT
Full-moon
10%SA per each time
*Waiting period: 2 years/ Pay maximum 2 times
Incentive benefit on Maturity date:
10%SA: get full-moon 1 time during PT
20%SA: don’t get full-moon during PT
Medical checkup
Pay at the end of each 2 years:
First five (05) times: 2%SA
Next time: 3%SA

6. CATHAY ENHANCED LADY ENDOWMENT Feminine Particular Surgery
INSURANCE BENEFIT
Feminine Organ Cancer
100% SA
* Waiting period = 90 days / Pay only 1 time.
Feminine Particular Surgery
20%SA per time
* Waiting period = 30 days / Pay maximum 15 times
320% SA
Maturity
260% SA
220% SA
PT = 12 years
16 years
22 years

7. CATHAY ENHANCED LADY ENDOWMENT
INSURANCE BENEFIT
Interest Feedback
The difference Interest will be calculated at the end of each year during premium paying period.
Death/TPD
Maximum of 100% ISA and 110% Total Premium Paid

8. CATHAY ENHANCED LADY ENDOWMENT 10M for each giving birth time
INSURANCE BENEFIT
Example: Ms. An 30 years old buy Thinh An Phuc My Toan Dien with Sum Assured 100M, premium paying period 18 years and annual premium 13.8M.
Policy Term
Increase 10Mper year
Death/TPD
100M
Cancer
100M
Surgery
20M for each sugery
323M
Full-moon
10M for each giving birth time
Medical check-up
2M M … M M M M M
MATURITY
Entry … …

9. PARTICIPATE CONDITION
CONTENT
PARTICIPATE CONDITION
INSURANCE BENEFIT
ILLUSTRATION

10. CATHAY ENHANCED LADY ENDOWMENT Medical checkup and Maturity Benefit
Illustration
Example: Ms. An 30 years old buy Thinh An Phuc My Toan Dien with Sum Assured 100M, premium paying period 18 years and annual premium 13.8M.
Death
Death/ TPD Benefit
Entry nd th … th th … nd
200,000,000
Policy is terminated
Entry nd … th … th nd
Medical checkup and Maturity Benefit
2,000,000
2,000,000
3,000,000
323,000,000

11. CATHAY ENHANCED LADY ENDOWMENT
Illustration
Example: Ms. An 30 years old buy Thinh An Phuc My Toan Dien with Sum Assured 100M, premium paying period 18 years and annual premium 13.8M.
Case 1:
Full-moon Benefit
Entry nd … … nd
10,000,000
10,000,000
Case 2:
Entry nd … th … nd
10,000,000
10,000,000
Case 3:
Entry nd th … th …
20,000,000

12. CATHAY ENHANCED LADY ENDOWMENT
Illustration
Example: Ms. An 30 years old buy Thinh An Phuc My Toan Dien with Sum Assured 100M, premium paying period 18 years and annual premium 13.8M.
Cancer
Feminine Organ Cancer Benefit
Entry nd th … th th … nd
100,000,000
Policy is still effective
Surgery
Surgery
Feminine Particular Surgery Benefit
Entry nd th … th th … nd
20,000,000
20,000,000

13. Illustration table Policy Year Age Annual Premium of Basic Plan
Annual Accumulate Premium of Basic plan
Maturity Benefit/ Cash Benefit
Surrender value
Loan able Surrender Value
Death benefit
Sum Assured of Reduced Paid-Up Insurance 1 30
13,800,000
110,000,000 2 31
27,600,000
2,000,000
8,353,000
7,100,050
120,000,000
8,100,000 3 32
41,400,000
14,849,000
12,621,650
130,000,000
13,700,000 4 33
55,200,000
21,282,000
18,089,700
140,000,000
18,900,000 5 34
69,000,000
30,391,000
25,832,350
150,000,000
25,500,000 6 35
82,800,000
40,132,000
34,112,200
160,000,000
32,100,000 7 36
96,600,000
53,126,000
45,157,100
170,000,000
39,800,000 8 37
110,400,000
66,358,000
56,404,300
180,000,000
47,300,000 9 38
124,200,000
83,374,000
70,867,900
190,000,000
55,700,000 10 39
138,000,000
100,807,000
85,685,950
200,000,000
63,900,000 11 40
151,800,000
117,229,000
99,644,650
210,000,000
69,500,000 12 41
165,600,000
3,000,000
131,840,000
112,064,000
220,000,000
74,300,000 13 42
179,400,000
150,507,000
127,930,950
230,000,000
79,200,000 14 43
193,200,000
167,559,000
142,425,150
240,000,000
83,700,000 15 44
207,000,000
188,880,000
160,548,000
250,000,000
88,100,000 16 45
220,800,000
208,889,000
177,555,650
260,000,000
92,200,000 17 46
234,600,000
233,423,000
198,409,550
270,000,000
96,200,000 18 47
248,400,000
256,852,000
218,324,200
280,000,000 19 48
275,245,000
233,958,250
290,000,000 20 49
292,061,000
248,251,850
300,000,000 21 50
313,186,000
266,208,100
310,000,000 22 51
323,000,000
320,000,000