1. ryat iSaxaNa saMsqaocao QanaMjayarava gaaDgaIL ka^laoja Aa^f ka^masa- saatara IBPS ba^ikMga spQaa- prIxaa maagadSa-na koMd` raYT/Iya kRYaI AaiNa ga`amaINa ivakasa ba^Mk National Bank for Agriculture and Rural Development p`a.inalaoSakumaar gaurva Aqa-Saas~ ivaBaaga C~ptI iSavaajaI ka^laoja saatara

2. National Bank for Agriculture and Rural Development
The Committee to Review Arrangements for Institutional Credit for Agriculture and Rural Development (CRAFICARD), set up by the Reserve Bank of India (RBI) under the Chairmanship of Shri B. Sivaraman, conceived and recommended the establishment of the National Bank for Agriculture and Rural Development (NABARD). It was established on 12 July 1982 It replaced the Agricultural Credit Department (ACD) and Rural Planning and Credit Cell (RPCC) of Reserve Bank of India, and Agricultural Refinance and Development Corporation (ARDC). It is one of the premier agencies to provide credit in rural areas. Nabard is India's specialised bank. NABARD is the apex institution Headquarters Mumbai, Maharashtra, India

3. National Bank for Agriculture and Rural Development
Mission Promoting sustainable and equitable agriculture and rural development through effective credit support, related services, institution building and other innovative initiatives. In pursuing this mission, NABARD focuses its activities on: Credit functions, involving preparation of potential-linked credit plans annually for all districts of the country for identification of credit potential, monitoring the flow of ground level rural credit, issuing policy and operational guidelines to rural financing institutions and providing credit facilities to eligible institutions under various programmes Development functions, concerning reinforcement of the credit functions and making credit more productive Supervisory functions, ensuring the proper functioning of cooperative banks and regional rural banks

4. National Bank for Agriculture and Rural Development
Objectives
The National Bank will be an apex organisation in respect of all matters relating to policy, planning operational aspects in the field of credit for promotion of Agriculture, Small Scale Industries, Cottage and Village Industries, Handicrafts and other rural crafts and other allied economic activities in rural areas.  
2. The Bank will serve as a refinancing institution for institutional credit such as long-term, short-term for the promotion of activities in the rural areas.  
3. The Bank will also provide direct lending to any institution as may approved by the Central Government.  
4. The Bank will have organic links with the Reserve Bank and maintain a close link with in.

5. National Bank for Agriculture and Rural Development

8. National Bank for Agriculture and Rural Development
Role and Functions • NABARD is an apex institution accredited with all matters concerning policy, planning and operations in the field of credit for agriculture and other economic activities in rural areas. • It is an apex refinancing agency for the institutions providing investment and production credit for promoting the various developmental activities in rural areas • It takes measures towards institution building for improving absorptive capacity of the credit delivery system, including monitoring, formulation of rehabilitation schemes, restructuring of credit institutions, training of personnel, etc. • It co-ordinates the rural financing activities of all the institutions engaged in developmental work at the field level and maintains liaison with Government of India, State Governments, Reserve Bank of India and other national level institutions concerned with policy formulation. • It prepares, on annual basis, rural credit plans for all districts in the country; these plans form the base for annual credit plans of all rural financial institutions • It undertakes monitoring and evaluation of projects refinanced by it. • It promotes research in the fields of rural banking, agriculture and rural development

9. National Bank for Agriculture and Rural Development
capital The government today approved enhancing the authorised capital of the National Bank for Agriculture and Rural Development to Rs 20,000 crore, from Rs 5,000 crore and expanding its scope of operations. Chairman Smt. Snehlata Shrivastava sahkar ivakasa inaQaI Co-operation Development Fund CDF saMSaaoQana va ivakasa inaQaI Research & Development Fund ga`amaINa payaaBaUt saao[- ivakasa inaQaI Rural Infrastructure Development Fund (RIDF)

10. Head Office
Accounts Department
Business Initiatives Department
Central Vigilance Cell
Corporate Communications Department
Corporate Planning Department
Department of Core Banking Solution
Department of Economic Analysis & Research
Department of Premises, Security and Procurement  
Department of Refinance

11. Departments Accounts Department Development Policy Department
Business Initiatives Department
Finance Department
Central Vigilance Cell
Financial Inclusion Department
Corporate Communications Department
Human Resource Management Department
Corporate Planning Department
Inspection Department
Department of Core Banking Solutions
Institutional Development Department
Department of Economic Analysis & Research
Law Department
Department of Information Technology
Micro Credit Innovations Department
Department of Premises, Security and Procurement
Rajbhasha Prabhag
Secretary's Department
Department of Refinance
Special Project Unit-KCC
Department of Storage and Marketing
State Projects Department
Department of Supervision

12. Training Establishments Office
Bankers Institute of Rural Development (BIRD), Bolpur
Bankers Institute of Rural Development (BIRD), Mangalore
Bankers Institute of Rural Development (BIRD),Lucknow
Bankers Institute of Rural Development (Society)

13. RIDF Rural Infrastructure Development Fund (RIDF) was instituted in NABARD with an announcement in the Union Budget with the sole objective of giving low cost fund support to State Govts. and State Owned Corporations for quick completion of ongoing projects relating to medium and minor irrigation, soil conservation, watershed management and other forms of rural infrastructure. Dr. Manmohan Singh, the then Hon’ble Union Finance Minister, while announcing the establishment of the RIDF, in his budget speech on 15 March 1995 stated: "Inadequacy of public investment in agriculture is today a matter of general concern. This is an area, which is the responsibility of States. But many States have neglected investment in infrastructure for agriculture. There are many rural infrastructure projects, which have been started but are lying incomplete for want of resources. They represent a major loss of potential income and employment to rural population." RIDF to State Governments Another all-time high was achieved by NABARD under Rural Infrastructure Development Fund (RIDF) by disbursing `16, crore during

14. COOPERATIVE DEVELOPMENT FUND (CDF) I Cooperative Development Fund (CDF) was constituted by NABARD under the provisions of Section 45 of NABARD Act, 1981 in the year with an initial corpus of 10 crore, with a view to supporting cooperative credit institutions for resource mobilization, human resource development, capacity building and operational streamlining, building up quality MIS etc. The assistance is provided by way of grants, soft loan etc.

15. Research & Development Fund
Established by the Bank, in accordance with the provisions of the NABARD Act 1981, the Research and Development (R&D) Fund aims at acquiring new insights into the problems of agricultural and rural development through in-depth studies and applied research and trying out innovative approaches backed up by technical and economic studies. The R&D Fund is utilised for formulating policies on matters of importance to agricultural operations and rural development, including facilities for training, dissemination of information and promotion of research by undertaking techno-economic studies and other surveys in the fields of agriculture, rural banking and rural development.
Corpus of the R& D Fund is Rs. 50 crore.