1. Protecting Your Money in Today’s Economy

2. 7 Tips to Keep More Money in your Bank Account
USE YOUR OWN BANK’S ATM
Lower/ No additional charges.
Ensure you have enough money if traveling to unfamiliar locations.

3. 7 Tips to Keep More Money in your Bank Account
2) PAY YOUR CREDIT CARD ON TIME
Avoid Late Fees
Develop a good credit rating

4. 7 Tips to Keep More Money in your Bank Account
3) DO NOT USE YOUR CREDIT
CARD TO WITHDRAW CASH
This incurs hefty fees and charges
Pay via Point of Sale (POS) swipe machine

5. 7 Tips to Keep More Money in your Bank Account
4) AVOID USING THE TELLER
IN THE BANKING HALL
Visiting a teller counter at your bank
incurs teller fees.
These fees are much higher than ATM fees.
Sign up for electronic banking

6. 7 Tips to Keep More Money in your Bank Account
5) DEVELOP A GOOD RELATIONSHIP WITH BANK STAFF
Maintain a good relationship with your personal banker
Personal banker may more speedily assist with account discrepancies

7. 7 Tips to Keep More Money in your Bank Account
6) KNOW YOUR ACCOUNT BALANCE AT ALL TIMES TO AVOID OVERDRAFT FEES.
Know the Fees and Charges for conducting transactions with your bank.

8. 7 Tips to Keep More Money in your Account
7) LEARN TO AND USE INTERNET BANKING AS MUCH AS YOU CAN.
Use internet banking to:
- save on banking fees
- save time
- pay bills
- follow transaction details online
Be mindful of online security

9. Protecting Your Money in Today’s Economy

10. Banking Code of Conduct on Customer – Related Matters
Under the Code of Conduct banks must do the following:
Provide consumers with reasonable notice of fees, charges, terms and conditions and notify consumers of any changes;
Allow consumers access to their information at a reasonable cost;
Keep customer information confidential;
Keep language in contracts simple and clear and provide consumers with a fact sheet and/or identify key terms for consumers’ attention; and
Establish effective complaints mechanisms and communicate those to consumers.

11. Banking Code of Conduct on Customer – Related Matters
Enforcement of the Banking Code of Conduct

12. ANY QUESTIONS *