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The Power of the Tree of Life

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Presentation on theme: "The Power of the Tree of Life"— Presentation transcript:

1 The Power of the Tree of Life
Health Plan Options The Power of the Tree of Life

2 State of the Healthcare market
High Prices Low Benefits Increasing deductibles and out of pocket costs Narrow Networks Carriers pulling out ObamaCare Death Spiral Political uncertainty

3 Our Comprehensive Health Package

4 Minimum Essential Coverage
An exclusive platform of Minimum Essential Coverage for self-employed Individuals and for Groups of all sizes from WELLMEC

5 Our Suite Of Benefits Life Insurance Prescription Drug coverage Fixed Benefit Plan We stack our Benefits so that our clients have Minimal out of pocket Exposure Minimum Essential Coverage Plan Accident & Disability Plan Cancer/Dread Disease Dental/Vision/ Hearing

6 Let’s Compare Products
Blue Cross/Blue Shield Silver Plan North American Health Plans Male 51, Female 43, Child 15 & 17 Male 51, Female 43, Child 15 & 17 Silver Plan HMO Family Deductible $11,000 Out of pocket Max. $13,700 Monthly Premium $1,500.80 PLAN Monthly Premium Wellness MEC $ Fixed Benefit health plan $ Dread Disease $69.03 Accident $115.58 Dental/Vision/Hearing $57.00 Total Monthly Premium $606.21 $900+/mo savings!

7 Summary Keep employers and patients out of the ACA “Penalty Box”.
Very affordable premiums. Include wanted benefits. Exclude unwanted benefits. Enroll at any time year round. Freedom to choose ANY doctor, ANY hospital, ANY place. Great Comprehensive Benefits.

8 Our Comprehensive Health Package

9 Fixed Benefit Health Plan benefits
Classic Elite Deductible NO DEDUCTIBLE Inpatient Hospital $1000 for first Day $2000 per Day $2000 for first Day $3000 per Day Outpatient Medical $100 per day for Pathology $25 per day for lab tests $50 per day for lab tests $500 MRI; $250 PET; $150 Mammogram Surgery/Assistant Surgeon/Anesthesiologist Daily Surgical Benefit schedule Ambulance $1000 for air transportation $100 for ground transportation Dr. visits $50 per day $75 per day Rx $25 per prescription Emergency or Urgent Care $125 per day $250 per day Maximum Benefit $100,000 per Calendar year $2,000,000 Lifetime Max $200,000 per Calendar year *See outline of coverage for term, conditions, exclusions and limitations

10 While you are free to use any Doctor or Hospital you choose without Penalty. You have the option of accessing the MultiPlan / PHCS Limited Benefit Network to take advantage of great savings at no additional costs. You will have access to Doctors, Hospitals, Labs, Imaging Centers and Home Healthcare Centers.

11 Additional Benefits that are Stacked
Cancer/Dread Disease Accident Disability Dental/Vision/Hearing Life Insurance Preventive & Wellness Additional Prescription Drugs

12 Preventive & Wellness What type of services does this cover?
Wellness Screenings for annual physicals and well-woman visits. Vaccinations including flu shots, Hepatitis A and B, Tetanus and many others. Preventive Prescriptions including Folic Acid, Vitamin D, Iron Supplements, and Aspirin Counseling services for healthy diet, tobacco and alcohol misuse, obesity, skin cancer and STD prevention.

13 Additional Information
Preventive & Wellness Guaranteed Acceptance No-Copay/No-Deductibles No out-of-pocket expenses for In-Network services Underwriting Offer PPO Network: MultiPlan Coverage is available in 48 states Excludes: Alaska & Hawaii Satisfies Minimum Essential Coverage requirements under the ObamaCare Individual Mandate for those that are self employed Participants receives 1095 reporting. Additional Information

14 Prescription Drug Benefits
Guaranteed Issue - Cannot be turned down. Extensive National Network – 100% of chain pharmacies & 91% of Independents make up a national network of over 66,000 pharmacies. Retail and Mail Order options - Providing 700 edits at Point of Service. Fully Insured – Not a discount plan. Flexible - Ability to select a plan that fits client needs.

15 Rx Products

16 About Us North American Life Plans (NALP) is a national health insurance agency specializing in health, Medicare, supplemental health, life insurance and annuities North American Health Plans (NAHP) is our exclusive health plan platform that provides comprehensive coverage, with lower prices then ObamaCare, but is ACA compliant

17 North American Life Plans, LLC
Questions North American Life Plans, LLC 2500 Legacy Drive, #130 Frisco, TX 75034 <Advisor Name> NALP Advisors


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