1. Question to think about!
Section 12.1 & 12.2
Question to think about!
Key Terms
*Carpool
*Odometer
*Feature
*Options
Do cars represent a fixed or flexible expense to their owners?
Cute Car

2. Public Transportation
Section 12.1 & 12.2
Public Transportation
No gas or insurance fees
No repairs fees
No parking fees
Cost
Convenience
Speed
No parking
Close to major offices and districts
Traffic

3. What Car is Right for You?
Section 12.1 & 12.2
What Car is Right for You?
What Class?
Which Model?
Features and
Options
Evaluate
Used Car
Compact
Midsize
Full-Size
Luxury
Sports Utility
Vans
Sports
Pick-up Truck
There are different models of each class to decide on.
Air Conditioning
Power Locks
Cruise Control
Engine Size (4, 6, or 8 cylinder)
Sound System
Etc.
Mismatched paint
Rust
Leaking fluids
Check all controls and lights
Bring to a mechanic!!!!!!!

4. Transportation Visual
Due Today!!!!!!!!
Transportation Visual
Design a visual(on the computer) about the different stages of life and how you think each stage might affect what you would consider important in a car!
Student
Adult
Spouse
Parent
Empty-nester
Retiree
When complete: Share your Google Doc with

5. Question to think about!
Section 12.3 & 12.4
Question to think about!
Key Terms
*Rebate
*Leasing
*Invoice Price
*Sticker Price
Compare the types and locations of jobs you could accept if you did not own a car versus if you did own a car?

6. Do not tell them what you can afford!!!!!!!!
Section 12.4
Car buying process…
Determine a fair price!
Invoice Price- get as close as you can to this.
Roughly 3% more than the invoice price!
Trade-In: sell it yourself!!!!!
Where to shop?
No-Haggle Dealers
Price is non-negotiable
When to Shop
Winter months
Beginning of a new model year – for the older model
Test Drive
Negotiate the Deal
Do not tell them what you can afford!!!!!!!!

7. Transportation Essay Due Today!!!!!!!!
Type a letter to Ms. Regas/Mr. Filkins sharing what it’s like to buy a car and advising her on the process. Use Google Docs
Please include terms sticker and invoice price and use them correctly.
Suggest what she should do with her trade-in SUV.
Please type this response in the link provided on my website under helpful resources
Two Paragraphs!

8. Question to think about!
Section 12.5
Question to think about!
Key Terms
*Owner’s Manual
*Lemon Law
Explain how to find and do business with an automobile repair shop!!!!!

9. Maintaining your car… Section 12.5 Repair Services
Check them out
Build a relationship
Describe the problem
Get an estimate
Ask about guarantees
Check and pay for repairs
Save your receipts
Routine Preventive Tasks
Tires
Oil
Other fluids
Tune-ups
Breaks
Other routine checks
Leaking fluids
Inspect belts and hoses in your engine
Exterior maintenance

10. Visit www.edmunds.com and follow instructions from project.
LifeSmart- Page 10 & 11
Page 11
Select the “New Cars” tab at the top.
Select the “Autos Calculator” link at the left hand side towards the bottom.
You NEED to complete all totals for a NEW and USED car.
Page 10
Under the “car research” tab select “calculators”.
Enter the car payment amount you figured from your monthly gross * .15 = This amount
Choose 60 months and 3.5% for interest

11. This is how Ms. Regas Drives. Watch OUT!!!!
Section 14.2
Question to think about!
Key Terms
What is the purpose of car insurance?
*Bodily Injury Liability Coverage
*Property Damage Liability Coverage
*Uninsured/underinsured motorist Coverage
*Comprehensive Coverage
*Collision Coverage
*Deductible
*Point
*Assigned Risk
This is how Ms. Regas Drives. Watch OUT!!!!

12. Understanding the Math
Section 14.2
Understanding the Math
250/500/ What does this mean?
Your policy will pay up to a maximum up to $50,000 for damage to another person’s property.
Your policy will pay up to a maximum of $250,000 for injuries to one person in an accident.
Your policy will pay up to a maximum of $500,000 total for all injuries to other people in a given accident.

13. Factors Affecting Your Premium
Section 14.2
Factors Affecting Your Premium
Reduce Your Premiums
Drive carefully
Air bags
A or B grade point average
Safe neighborhood
Increasing deductible
Driver Classification
Age, gender, marital status
Rating Territory
Where more claims are generated
Driving Record
Determined by points
Type of Car
Expensive to repair, thefts
Claims History

14. LifeSmart Page 12 Change in website for project.
Please use: (Same site as your health insurance)
Please select auto insurance and enter birthdate as if you are 22 years old.