1. Services and Capabilities

2. Broker – Client Disconnect
Every broker says they provide:
Great people
Great service
Industry expertise
We surveyed 5,500 employers and found a disconnect:
They expect those things from brokers and much more:
Legislative updates
HR support
Wellness
Employee communications
Resource portals
Health claims analysis
Daines Insurance & Financial Services, LLP

3. Educational Resources & Employee Communications
Daines Insurance & Financial Services, LLP

4. Would you bet your business that you’re fully in compliance with all the regulations you should be? Do you meet all of the requirements of the Affordable Care Act (ACA)?
Daines Insurance & Financial Services, LLP

5. Legislative Compliance – Updates & Context
Daines Insurance & Financial Services, LLP Resource Library
Legislative Compliance – Updates & Context
ACA
FMLA
COBRA
HIPAA
Medicare
ADA
EEOC
And more
Daines Insurance & Financial Services, LLP

6. Health Care Reform - Calculators
Daines Insurance & Financial Services, LLP Resource Library
Health Care Reform - Calculators
Daines Insurance & Financial Services, LLP

7. Legislative Compliance - Employee Education
Daines Insurance & Financial Services, LLP Resource Library
Legislative Compliance - Employee Education
Daines Insurance & Financial Services, LLP

8. Employee Benefits and HR education
Daines Insurance & Financial Services, LLP Resource Library
Employee Benefits and HR education
HR support & education, including:
Recruiting, hiring and firing
Training programs
Employee relations issues
Managing health care costs
Workplace compliance and regulations
Voluntary benefits
Open enrollment
Plan design
Benefits and HR trends
Daines Insurance & Financial Services, LLP

9. Do you know how your benefits compare to other employers in your region and industry?
Daines Insurance & Financial Services, LLP

10. Employee Benefits – Benchmarking Surveys
Is your broker currently providing you with benchmarking data?
Daines Insurance & Financial Services, LLP Resource Library
Employee Benefits – Benchmarking Surveys
Affordable Care Act
Health Plan Benchmarks
Broker Services
Employee Benefits
Wellness Benefits
Paid Time Off Benefits
Thousands of employers surveyed annually
Daines Insurance & Financial Services, LLP

11. Are you confident that your employees understand their benefits?
Daines Insurance & Financial Services, LLP

12. Employee Benefits – Benefits Communications
What are you doing now to educate employees on health topics? Does your broker assist you with open enrollment communications?
Daines Insurance & Financial Services, LLP Resource Library
Employee Benefits – Benefits Communications
Daines Insurance & Financial Services, LLP

13. Is your HR department overwhelmed?
Daines Insurance & Financial Services, LLP

14. Human Resources – HR Tools
Tell me about your HR department – would you benefit from access to employee policies, HR forms and other HR tools?
Daines Insurance & Financial Services, LLP Resource Library
Human Resources – HR Tools
Daines Insurance & Financial Services, LLP

15. Do you currently have a wellness program or are you interested in starting one? How does your current broker support these needs?
Daines Insurance & Financial Services, LLP

16. Human Resources – Workplace Wellness
Do you currently have a workplace wellness program? How is your current broker supporting your wellness efforts?
Daines Insurance & Financial Services, LLP Resource Library
Human Resources – Workplace Wellness
Educational articles to get started
Comprehensive wellness program
Employee communications (flyers, posters, s, etc.)
Employee newsletters
Daines Insurance & Financial Services, LLP

17. Where do you turn when you have a compliance question or need a resource fast?
Daines Insurance & Financial Services, LLP

18. Take Control of Compliance
Daines Insurance & Financial Services, LLP

19. Start With Policy & Form Templates
Find a wide range of HR forms and model notices on topics including FMLA, COBRA, HIPAA, health care reform and more.
Daines Insurance & Financial Services, LLP

20. Simplify Open Enrollment
Everything you need to manage open enrollment start to finish
Educational articles for you; posters, articles, newsletters and more for employees
Daines Insurance & Financial Services, LLP

21. Manage Health Care Costs with Claims Analysis
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22. Do you know how your group’s health claims costs compare to national norms? Do you know where specifically your costs are higher than normal?
Daines Insurance & Financial Services, LLP

23. Do you know who is using out-of-network vs
Do you know who is using out-of-network vs. in-network, costing you more money? Or how many people are using the ER inappropriately, or choosing brand over generics, or not getting the recommended preventive services…?
Daines Insurance & Financial Services, LLP

24. Manage Costs with Health Plan Consulting
Daines Insurance & Financial Services, LLP

25. Benefits Plan Consulting
At Daines Insurance & Financial Services, LLP, we see a simplified way to approach the benefits plan design process:
Benchmark plan costs
Model plan design changes
Estimate renewal costs
Streamline plan selection for your employees
Daines Insurance & Financial Services, LLP

26. Do you know how your health and Rx claims compare to national norm data?
Daines Insurance & Financial Services, LLP

27. Compare your plan
Daines Insurance & Financial Services, LLP

28. Compare your plan
Daines Insurance & Financial Services, LLP

29. Are you confident that your current broker is negotiating the lowest possible rate for you?
Daines Insurance & Financial Services, LLP

30. Get the best cost based on hard data
We can negotiate the best rate by calculating your expected renewal costs
Also allows you to budget for next year
Daines Insurance & Financial Services, LLP

31. How do you measure the impact of potential plan design changes before you make them?
Daines Insurance & Financial Services, LLP

32. See the impact of a plan change
Model potential alternative plan designs
Analyze the impact of changes before you make decisions
Daines Insurance & Financial Services, LLP

33. How are you helping employees make educated open enrollment decisions?
Daines Insurance & Financial Services, LLP

34. Support employee decision-making
Promote employee consumerism & help employees make educated decisions
Employees input their information and expected health needs
Daines Insurance & Financial Services, LLP

35. Support employee decision-making
The tool provides a recommended plan based on total employee expenses
Daines Insurance & Financial Services, LLP

36. Do you know how your plan design compares to employers in your region and industry?
Daines Insurance & Financial Services, LLP

37. Benchmark your plan design
Compare your plan design against like employers
Ensure you are offering a competitive plan
Daines Insurance & Financial Services, LLP

38. Streamline HR Tasks with Employee Portal
Daines Insurance & Financial Services, LLP

39. How are you currently onboarding new employees?
Daines Insurance & Financial Services, LLP

40. Human Resources Information
Provide easy employee access to HR information such as policies, training and job postings
Daines Insurance & Financial Services, LLP

41. Company Information
House important company information in one central location
Daines Insurance & Financial Services, LLP

42. Is your HR department overwhelmed?
Daines Insurance & Financial Services, LLP

43. Employee Information
Manage employee information, life events and time off tracking all online with ease
Daines Insurance & Financial Services, LLP

44. How is your current broker supporting you during enrollment
How is your current broker supporting you during enrollment? Is it a stressful process currently?
Daines Insurance & Financial Services, LLP

45. Benefit Plans & Elections
Daines Insurance & Financial Services, LLP

46. Mobile Access
Employees can access the following via a mobile or tablet device:
A searchable employee directory
Request, manage and review time off
Benefit plan information, including current elections, plan details and more
Daines Insurance & Financial Services, LLP

47. MORE THAN JUST A BROKER: YOUR NEW BUSINESS ADVISOR
If applicable, add your logo/slogan/etc.
Partner with Daines Insurance & Financial Services, LLP
MORE THAN JUST A BROKER: YOUR NEW BUSINESS ADVISOR